Effingham County property record for 101 Saddle Ln, Guyton, GA 31312 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,020 sqft · built 1991 |
| Owner | Individual Name on File |
| Last Sale | $175,000 (Mar 2005) |
| Tax Bill | $2,901 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0435B-001-000 |
| Primary APN | 0435B-001-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,020 sqft Heated Area |
| Attic Area | 1,312 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Exterior Material | Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Shed Roof |
| Roof Material | Composition Shingle |
| Garage Area | 924 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 287 sqft |
| Deck Area | 100 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 16176 |
|---|---|
| Old Parcel Number | 0435B001 |
| Street Address | 101 SADDLE LN |
| City | GUYTON |
| State | GA |
| Zip | 31312-6259 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 |
| Legal Subdivision | SADDLEBROOK |
| Legal Phase | 1 |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 30301 |
Source: Effingham County records · APN 0435B-001-000
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 101 SADDLE LN, GUYTON, GA 31312-6259 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 28, 2005 · Amount on Record |
| Deed Sale | Mar 28, 2005 · Amount on Record |
| Deed Document Number | 2005-000942 |
| Deed Book / Page | 1251 / 171 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 101 SADDLE LN, GUYTON, GA 31312-6259 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2026 |
| Name | Verified Name |
|---|---|
| Address | 101 SADDLE LN, GUYTON, GA 31312-6259 |
| Document Number | 0000003011/0000000784 |
|---|---|
| Date | Dec 05, 2025 |
| Book Page | 0000003011/0000000784 |
| Name | WELLS FARGO BANKTRUSTEE |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 132 Months |
| Due | Jan 01, 2037 |
Source: Effingham County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,901.00 (+10.98%) Homeowner's exemption | $117,087 (+7.46%) Land $22,800 Building $94,287 | $292,718 (+7.46%) Land $57,000 Building $235,718 |
| 2024 | $2,614.00 (+7.79%) Homeowner's exemption | $108,956 (+44.07%) Land $22,800 Building $86,156 | $272,391 (+44.07%) Land $57,000 Building $215,391 |
| 2022 | $2,425.00 Homeowner's exemption | $75,625 Land $18,800 Building $56,825 | $189,063 Land $47,000 Building $142,063 |
Source: FEMA National Flood Hazard Layer, Effingham County (13103C), updated October 1, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131030303012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 40 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 2 (2002–2009) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Dec 2009, rainfall accumulation |
| Wildfire Risk | Low above 32% of the US · above 9% of Georgia |
|---|---|
| Wildfire Likelihood | About 1 in 2,500 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 75 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Planters Rural Telephone Cooperative | Fiber | 8,000 / 8,000 |
| Xfinity | Cable | 1,200 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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