102 S 6th St, Troy, MT 59935 Property Records

Lincoln County property record for 102 S 6th St, Troy, MT 59935

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,215 sqft · built 1945
Lot Size	0.287 acres (12,502 sqft)
Owner	2 Individual Names on File
Last Sale	$67,700 (Aug 2019)
Tax Bill	$695 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Aug 2019 Line of Credit
APN	`R564470`

Property Details

APN / Parcel Number

Primary APN	`R564470`
Alternative APNs	`56-4280-12-4-02-14-0000` `0000004009`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,215 sqft Living Area
1st Floor Area	868 sqft
Attic	Attic
Attic Area	347 sqft
Basement Area	868 sqft
Unfinished Basement	868 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	12,502 sqft (0.287 acres)
Garage Type	Mixed
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	45 sqft
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000004009
Street Address	102 S 6TH ST
City	TROY
State	MT
Zip	59935
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST TROY 3RD ADDN, S12, T31 N, R34 W, BLOCK 7, LOTS 1 & 2
Legal Range	34W
Legal Township	31N
Legal Section	12
Legal Subdivision	WEST TROY 3RD ADDN
Legal Block	7
Legal Lot Number	1,2
Jurisdiction	LINCOLN MT
Township / Civil Division	TROY
Census Block Group	1
Census Block	1066
Census Tract	500

Owner

102 S 6th St is owned and occupied by two individuals who bought it in August 2019.

Source: Lincoln County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 982, TROY, MT 59935-0982
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Aug 30, 2019	Warranty Deed, Transfer · Line of Credit FIRST MONTANA BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2019 · Amount on File
Deed Sale	Aug 30, 2019 · Amount on File
Prior Sale	Jan 13, 2015 · Amount on File
Deed Document Number	2019281401
Deed Book / Page	378 / 714
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MT
Property Address	102 S 6TH ST, TROY, MT 59935
Transaction Type	Mortgage
Record Updated	Jul 7, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	390/552
Date	Jun 21, 2021
Book Page	390/552
Instrument	294059

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MT
Recording Date	Aug 30, 2019
Property Address	102 S 6TH ST, TROY, MT 59935
Document Number	378/714
Book / Page	378 / 714
Instrument Date	Aug 28, 2019
Instrument	281401
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	102 S 6TH ST, TROY, MT 59935

Mortgage

Document Number	378715
Date	Aug 30, 2019
Instrument	378/715

Lender

Name	FIRST MONTANA BANK INC
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 102 S 6th St was $695 with a homeowner's exemption.

Source: Lincoln County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lincoln County
Municipality	Troy City
Elementary School District	Troy Elementary School District (PK - 08)
Secondary School District	Troy High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$695.00 Homeowner's exemption	$278,100
2025			$278,100 Land $66,375 Building $211,725
2023	$2,066.00	$191,300	$191,300 Land $20,125 Building $171,175

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 102 S 6th St; there have been 2 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	2 (1997)
Most Recent Claim	May 1997 · Severe Storms,ice Jams, Snow Melt, Flooding
Claims by Event	Severe Storms,ice Jams, Snow Melt, Flooding, May 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 S 6th St is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 73% of Montana
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TROY serves 2,100 people · EPA ID MT0000348
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Western Montana CommunityTel Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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