Spotsylvania County property record for 102 Roanoke St, Fredericksburg, VA 22407
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 924 sqft |
| Lot Size | 0.277 acres (12,087 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $200,000 (Aug 2019) |
| Tax Bill | $2,436 (2026) |
| Deeds & Mortgages | Aug 2020 Mortgage Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22A-26-342 |
| Primary APN | 22A-26-342 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 924 sqft Finished Area |
| Basement Area | 864 sqft |
| Finished Basement | 864 sqft |
| Architectural Style | Bi-Level |
|---|---|
| Exterior Material | Brick Veneer |
| Roof Material | Composition Shingle |
| Lot Area | 12,087 sqft (0.277 acres) |
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 102 ROANOKE ST |
|---|---|
| City | FREDERICKSBURG |
| State | VA |
| Zip | 22407-6362 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 - RESID |
| Legal Description | THE TIMBERS LOT 342 SEC 12 |
| Legal Subdivision | THE TIMBERS |
| Legal Lot Number | 342 |
| Jurisdiction | SPOTSYLVANIA VA |
| Township / Civil Division | SALEM |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 20110 |
Source: Spotsylvania County records, as of August 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 102 ROANOKE ST, FREDERICKSBURG, VA 22407-6362 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 24, 2020 | Deed of Trust, Mortgage · Conventional with PMI SOVEREIGN LNDG |
| Aug 2, 2019 | Warranty Deed, Transfer · VA Mortgage MOVEMENT MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 2019 · Amount on Record |
| Deed Sale | Aug 2, 2019 · Amount on Record |
| Prior Sale | Mar 17, 2016 · Amount on Record |
| Deed Document Number | 201912349 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOTSYLVANIA VA |
| Property Address | 102 ROANOKE ST, FREDERICKSBURG, VA 22407-6362 |
| Document Number | 202000024687 |
| Instrument Date | Aug 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 102 ROANOKE ST FREDERICKSBURG VA 224076362, FREDERICKSBURG, VA 22407-6362 |
| Document Number | 202000024687 |
|---|---|
| Date | Oct 20, 2020 |
| Instrument | 24687 |
| Name | SOVEREIGN LNDG |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 19, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOTSYLVANIA VA |
| Recording Date | Aug 2, 2019 |
| Property Address | 102 ROANOKE ST, FREDERICKSBURG, VA 22407-6362 |
| Document Number | 201900012349 |
| Instrument Date | Jul 31, 2019 |
| Instrument | 12349 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $200.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 102 ROANOKE ST FREDERICKSBURG VA 224076362, FREDERICKSBURG, VA 22407-6362 |
| Document Number | 201900012350 |
|---|---|
| Date | Aug 2, 2019 |
| Instrument | 12350 |
| Name | MOVEMENT MTG |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: Spotsylvania County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Spotsylvania County |
| Unified School District | Spotsylvania County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,436.00 (+57.36%) | $330,500 (+64.67%) Land $155,000 Building $175,500 | |
| 2025 | $330,500 (+64.67%) Land $155,000 Building $175,500 | ||
| 2023 | $1,548.00 | $200,700 Land $95,000 Building $105,700 | $200,700 Land $95,000 Building $105,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2003–2012) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPOTSYLVANIA COUNTY UTILITIES serves 96,846 people · EPA ID VA6177300 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2021 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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