Spotsylvania County property record for 101 Roanoke St, Fredericksburg, VA 22407
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,220 sqft |
| Lot Size | 0.428 acres (18,627 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $450,000 (Apr 2025) |
| Tax Bill | $3,398 (2026) |
| Deeds & Mortgages | Aug 2021 Refinance Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22A-26-344 |
| Primary APN | 22A-26-344 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,220 sqft Finished Area |
| Basement Area | 1,144 sqft |
| Finished Basement | 1,144 sqft |
| Architectural Style | Bi-Level |
|---|---|
| Exterior Material | Metal |
| Roof Material | Composition Shingle |
| Lot Area | 18,627 sqft (0.428 acres) |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 144 sqft |
| Deck Area | 144 sqft |
| Patio Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 101 ROANOKE ST |
|---|---|
| City | FREDERICKSBURG |
| State | VA |
| Zip | 22407-6362 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 - RESID |
| Legal Description | THE TIMBERS LOT 344 SEC 12 |
| Legal Subdivision | THE TIMBERS |
| Legal Lot Number | 344 |
| Jurisdiction | SPOTSYLVANIA VA |
| Township / Civil Division | SALEM |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 20110 |
Source: Spotsylvania County records, as of August 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 101 ROANOKE ST, FREDERICKSBURG, VA 22407-6362 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Aug 4, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE LLC |
| Feb 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Jan 5, 2017 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 23, 2025 · Amount on Record |
| Deed Sale | Apr 23, 2025 · Amount on Record |
| Prior Sale | Sep 10, 2024 · Amount on Record |
| Deed Document Number | 20255424 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOTSYLVANIA VA |
| Property Address | 101 ROANOKE ST, FREDERICKSBURG, VA 22407-6362 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 210023639 |
|---|---|
| Date | Aug 4, 2021 |
| Instrument | 210023639 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOTSYLVANIA VA |
| Property Address | 101 ROANOKE ST, FREDERICKSBURG, VA 22407-6362 |
| Document Number | 202000004472 |
| Instrument Date | Feb 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 101 ROANOKE ST FREDERICKSBURG VA 224076362, FREDERICKSBURG, VA 22407-6362 |
| Document Number | 202000004472 |
|---|---|
| Date | Mar 4, 2020 |
| Instrument | 4472 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 3, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.13% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPOTSYLVANIA VA |
| Property Address | 101 ROANOKE ST, FREDERICKSBURG, VA 22407-6362 |
| Document Number | 201700000451 |
| Instrument Date | Jan 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2017 |
| Name | Verified Name |
|---|---|
| Address | 101 ROANOKE ST FREDERICKSBURG VA 224076362, FREDERICKSBURG, VA 22407-6362 |
| Document Number | 201700000451 |
|---|---|
| Date | Jan 10, 2017 |
| Instrument | 451 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | GLEN ALLEN, VA 23060 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 9, 2037 |
| Rate | 3.99% |
|---|
Source: Spotsylvania County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Spotsylvania County |
| Unified School District | Spotsylvania County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,398.00 (+76.7%) | $461,000 (+84.92%) Land $155,000 Building $306,000 | |
| 2025 | $461,000 (+84.92%) Land $155,000 Building $306,000 | ||
| 2023 | $1,923.00 | $249,300 Land $95,000 Building $154,300 | $249,300 Land $95,000 Building $154,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2003–2012) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPOTSYLVANIA COUNTY UTILITIES serves 96,846 people · EPA ID VA6177300 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2021 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures