Essex County and Lynn City property record for 102 River St, Lynn, MA 01905
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,920 sqft · built 1896 |
| Lot Size | 0.098 acres (4,265 sqft) |
| Owner | Individual Name on File |
| Last Sale | $125,000 (Oct 2008) |
| Tax Bill | $4,997 (2025) |
| Deeds & Mortgages | Jan 2022 Refinance |
| Flood Zone | Zone AE (high risk) |
| APN | B:019 L:301 S:007 |
| Primary APN | B:019 L:301 S:007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,920 sqft Living Area |
| Gross Area | 3,012 sqft |
| Basement Area | 960 sqft |
| Unfinished Basement | 960 sqft |
| Year Built | Built 1896 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 4,265 sqft (0.098 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Street Address | 102 RIVER ST |
|---|---|
| City | LYNN |
| State | MA |
| Zip | 01905-2626 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Block | 301 |
| Legal Lot Number | 7 |
| Jurisdiction | LYNN MA |
| Township / Civil Division | LYNN |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 205800 |
102 River St is owned and occupied by an individual who bought it in October 2008.
Source: Essex County and Lynn City records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 102 RIVER ST, LYNN, MA 01905-2626 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 20, 2008 · Amount on File |
| Deed Sale | Oct 20, 2008 · Amount on File |
| Prior Sale | Aug 8, 2008 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYNN MA |
| Property Address | 102 RIVER ST, LYNN, MA 01905-2626 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 040691-336 |
|---|---|
| Date | Jan 31, 2022 |
| Book Page | 40691/336 |
| Instrument | 20220131000480 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Feb 1, 2042 |
The 2025 property tax bill for 102 River St was $4,997, up 7.5% from the year before.
Source: Essex County and Lynn City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Lynn City |
| Unified School District | Lynn School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,997.00 (+7.53%) | $482,300 (+9.29%) Land $200,400 Building $281,900 | $665,190 |
| 2024 | $4,647.00 (+11.98%) | $441,300 (+18.57%) Land $184,200 Building $257,100 | |
| 2023 | $4,150.00 | $372,200 Land $164,000 Building $208,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 102 River St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 41 individual policies |
| Nearby Flood Policies | 110 units insured incl. 69 condo units |
| Nearby Flood Claims | 83 (1979–2024) |
| Claims Outside the SFHA | 13 of 83 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 102 River St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNN WATER AND SEWER COMM serves 101,253 people · EPA ID MA3163000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile, Verizon.
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