102 Osceola St, Florahome, FL 32140 Property Records

Putnam County property record for 102 Osceola St, Florahome, FL 32140

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,680 sqft · built 1987
Lot Size0.34 acres (14,810 sqft)
Owner2 Individual Names on Record
Last Sale$75,000 (Oct 2013)
Tax Bill$810 (2025)
Deeds & MortgagesMay 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN23-08-24-5100-0090-0180

Property Details

APN / Parcel Number

Primary APN23-08-24-5100-0090-0180
Alternative APN
  • 35338

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Building Area1,680 sqft Living Area
1st Floor Area1,680 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1995
Exterior MaterialConcrete
Roof TypeGable/Hip
Lot Area14,810 sqft (0.34 acres)
Lot Dimensions150 ft deep x 100 ft wide
PorchUnfinished Open Porch
Porch Area204 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Account Number35338
Street Address102 OSCEOLA ST
CityFLORAHOME
StateFL
Zip32140-1345
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKESIDE HILLS SEC 1 REPLAT 1, MB4 P121 BLK 9 LOT 18
Legal Range24E
Legal Township08S
Legal Section23
Legal SubdivisionLAKESIDE HILLS
Legal Block9
Legal Lot Number18
JurisdictionPUTNAM FL
Township / Civil DivisionINTERLACHEN-FLORAHOME
Census Block Group2
Census Block2050
Census Tract950202

Owner

Source: Putnam County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address102 OSCEOLA ST, FLORAHOME, FL 32140-1345
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 23, 2013 · Amount on Record
Deed SaleOct 23, 2013 · Amount on Record
Prior SaleMay 19, 2009 · Amount on Record
Deed Document Number2013783089
Deed Book / Page1361 / 1989
Prior Transfer DateOct 3, 2008
Prior Transfer Doc0012090669
Record UpdatedSep 20, 2026

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM FL
Property Address102 OSCEOLA ST, FLORAHOME, FL 32140-1345
Document Number0015151428
Instrument DateMay 25, 2018
Transaction TypeMortgage
Record UpdatedOct 1, 2018
Title CompanyCERTIFIED TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address102 OSCEOLA ST FLORAHOME FL 321401345, FLORAHOME, FL 32140-1345

Mortgage

Document Number0015151428
DateAug 13, 2018
Book Page001515/001428
Instrument54014980
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 12, 2048
Interest
Rate TypeAdjustable Rate
Rate3.37%

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPutnam County
Unified School DistrictPutnam County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$810.00 (+65.31%) Homeowner's exemption$61,120 (+5.98%)$141,930 (-3.93%) Land $5,830 Building $136,100
2023$490.00 (+6.52%) Senior Citizen's exemption$57,670 (+3%)$147,740 (+15.76%) Land $5,300 Building $142,440
2022$460.00 Senior Citizen's exemption$55,990$127,630 Land $4,240 Building $123,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 35 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies35 in force
Nearby Flood Claims3 (2016–2017)
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 83% of Florida
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Windstream
DSL
100 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Osceola St

Nearby Streets

Search Property Records by Address or Parcel Number