111 Osceola St, Florahome, FL 32140 Property Records

Putnam County property record for 111 Osceola St, Florahome, FL 32140

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,260 sqft · built 1984
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$66,700 (Jul 2019)
Tax Bill	$1,287 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Jul 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23-08-24-5100-0090-0310`

Property Details

APN / Parcel Number

Primary APN	`23-08-24-5100-0090-0310`
Alternative APN	`35351`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	10 Plumbing Fixtures
Building Area	884 sqft Living Area
1st Floor Area	884 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1991
Exterior Material	Wood Siding
Roof Type	Gable/Hip
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Porch	Finished/Screened Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	35351
Street Address	111 OSCEOLA ST
City	FLORAHOME
State	FL
Zip	32140-1346
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKESIDE HILLS SEC 1 REPLAT 1, MB4 P121 BLK 9 LOT 31
Legal Range	24E
Legal Township	08S
Legal Section	23
Legal Subdivision	LAKESIDE HILLS
Legal Block	9
Legal Lot Number	31
Jurisdiction	PUTNAM FL
Township / Civil Division	INTERLACHEN-FLORAHOME
Census Block Group	2
Census Block	2050
Census Tract	950202

Owner

Source: Putnam County records, as of August 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	111 OSCEOLA ST, FLORAHOME, FL 32140-1346
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Deed of Trust, Mortgage · Line of Credit LAKEVIEW LOAN SERVICING
Jul 8, 2019	Warranty Deed, Transfer · Conventional Mortgage STEARNS LENDING LLC
Mar 27, 2019	Deed of Trust, Mortgage · Line of Credit EQUITYMAX
Jan 5, 2017	Tax Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2019 · Amount on Record
Deed Sale	Jul 8, 2019 · Amount on Record
Prior Sale	Jan 5, 2017 · Amount on Record
Deed Document Number	201912054
Deed Book / Page	1547 / 1488
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM FL
Recording Date	Aug 11, 2026
Property Address	111 OSCEOLA ST, FLORAHOME, FL 32140-1346
Document Number	0000019835
Book / Page	1883 / 212
Instrument Date	Jul 31, 2026
Instrument	202619835
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 OSCEOLA ST, FLORAHOME, FL 32140-1346

Mortgage

Document Number	0000019835,
Date	Aug 11, 2026
Book Page	1883/212
Instrument	202619835

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 27, 2046

Interest

Max Rate	-1%

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM FL
Recording Date	Jul 8, 2019
Property Address	111 OSCEOLA ST, FLORAHOME, FL 32140-1346
Document Number	0015471488
Book / Page	1547 / 1488
Map Reference	MB 4 PG 121
Instrument Date	Jul 5, 2019
Instrument	201954012054
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	GULLETT TITLE OF INS INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$466.90
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1236 LAKE PIEDMONT CIR, 1236, APOPKA, FL 32703-7455

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 OSCEOLA ST, FLORAHOME, FL 32140-1346

Mortgage

Document Number	0015471490
Date	Jul 8, 2019
Instrument	1547/1490

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM FL
Property Address	111 OSCEOLA ST, FLORAHOME, FL 32140-1346
Document Number	0015371332
Instrument Date	Mar 27, 2019
Transaction Type	Mortgage
Record Updated	Apr 18, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1236 LAKE PIEDMONT CIR APOPKA FL 327037455, APOPKA, FL 32703-7455

Mortgage

Document Number	0015371332
Date	Mar 29, 2019
Book Page	001537/001332
Instrument	54005567

Lender

Name	EQUITYMAX
Type	Funding / Finance Company
Address	FORT LAUDERDALE, FL 33308

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	204 Months
Due	Mar 28, 2036

Interest

Rate Type	Adjustable Rate

January 2017: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	PUTNAM FL
Recording Date	Jan 5, 2017
Property Address	111 OSCEOLA ST, FLORAHOME, FL 32140-1346
Document Number	0014611099
Book / Page	001461 / 001099
Instrument Date	Jan 5, 2017
Instrument	54000183
Transaction Type	Foreclosure
Record Updated	Mar 7, 2017

Transaction

Amount	Amount Recorded
Tax	$59.03
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1236 LAKE PIEDMONT CIR APOPKA FL 327037455, APOPKA, FL 32703-7455

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,287.00 (-26.29%) Homeowner's exemption	$98,020 (-5.14%) Land $5,830 Building $92,190	$98,020 (-5.14%) Land $5,830 Building $92,190
2023	$1,746.00 (+12.72%)	$103,330 (+16.69%)	$103,330 (+16.69%) Land $5,300 Building $98,030
2022	$1,549.00	$88,550	$88,550 Land $4,240 Building $84,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	3 (2016–2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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