102 Ora Rd, Morganton, NC 28655 Property Records

Burke County property record for 102 Ora Rd, Morganton, NC 28655

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,200 sqft · built 1970
Lot Size0.36 acres (15,682 sqft)
OwnerIndividual Name on Record
Last Sale$120,000 (Sep 2015)
Tax Bill$820 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN1792637311

Property Details

APN / Parcel Number

Primary APN1792637311
Alternative APN
  • 7294

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,200 sqft Living Area
Gross Area2,304 sqft
1st Floor Area1,200 sqft
Basement Area1,104 sqft
Unfinished Basement1,104 sqft
FlooringHardwood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1975
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Foundation TypeMasonry
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area15,682 sqft (0.36 acres)
TerrainRolling

Exterior Amenities

PorchEnclosed Porch
Porch Area574 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemCentral

Location & Zoning

Old Parcel Number1792637311
Street Address102 ORA RD
CityMORGANTON
StateNC
Zip28655-8890
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESIDENTIAL ONE DIST
Legal Description102 ORA RD MORGANTON, NC 28655
Legal SubdivisionPAUL M & CINDY D WEAKLEND
JurisdictionBURKE NC
Township / Civil DivisionMORGANTON
Census Block Group2
Census Block2024
Census Tract21301

Owner

Source: Burke County records, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address102 ORA RD, MORGANTON, NC 28655-8890
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 18, 2015 · Amount on Record
Deed SaleSep 18, 2015 · Amount on Record
Deed Document Number0000220436
Deed Book / Page2204 / 36
Record UpdatedJun 8, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBURKE NC
Property Address102 ORA RD, MORGANTON, NC 28655-8890
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024950187
DateOct 19, 2020
Book Page2495/187
Instrument2017045910
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050
Interest
Rate TypeAdjustable Rate
Rate3.87%
AdjustableAdjustable Rate Rider
Type Change DateNov 1, 2025
Change Frequency5 Years
Min Rate At Change3.75%
Max Rate At Change5.87%
Index5-Year CMT
Margin2
Max Rate9.87%

Tax Assessment & Valuation

Source: Burke County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBurke County
Unified School DistrictBurke County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$820.00 (+3.8%)$111,195 (-) Land $14,400 Building $96,795$111,195 (-) Land $14,400 Building $96,795
2023$790.00$111,195 Land $14,400 Building $96,795$111,195 Land $14,400 Building $96,795

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 28, 2017

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MORGANTON
serves 27,221 people · EPA ID NC0112015
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

May also be available: Compas X-Stream.

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