Burke County property record for 101 Ora Rd, Morganton, NC 28655 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1980 |
| Square Footage | 1,271 sqft Living Area |
| Lot Size | 16,988 sqft (0.39 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $80,000 (2021) |
| Tax Bill | $1,014.00 (2025) |
| Primary APN | 1792638514 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Building Area | 1,271 sqft Living Area |
| 1st Floor | 1,230 sqft 1st Floor |
| Basement Area | 1,230 sqft Basement |
| Unfinished Basement | 1,230 sqft Unfinished |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch Style |
| Exterior Material | Brick Veneer Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 16,988 sqft (0.39 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Shed | 1 Shed |
| Shed Area | 384 sqft Shed |
| Porch Area | 429 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Sewage | Septic Sewage |
| Water Source | Commercial Water Source |
| Street Address | 101 ORA RD |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-8890 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 101 ORA RD MORGANTON, NC 28655 |
| Legal Subdivision | STROUPES ACRES SUBDIVISION |
| Jurisdiction | BURKE NC |
| Minor Civil Division | MORGANTON |
| Census Blockgroup | 2 |
| Census Block | 2016 |
| Census Tract | 21301 |
Source: Burke County records · APN 1792638514
Assessment roll updated September 25, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 101 ORA RD, MORGANTON, NC 28655-8890 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 01, 2026 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CREDIT UNION |
| May 03, 2022 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Mar 26, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 26, 2021 · Amount on Record |
| Deed Sale | Mar 26, 2021 · Amount on Record |
| Deed Doc Number | 20213396 |
| Deed Book / Page | 2528 / 947 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Jun 01, 2026 |
| Property Address | 101 ORA RD, MORGANTON, NC 28655-8890 |
| Document Number | 0026004946 |
| Book / Page | 2876 / 1 |
| Instrument Date | May 27, 2026 |
| Instrument | 202626004946 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 101 ORA RD, MORGANTON, NC 28655-8890 |
| Document Number | 0026004946, |
|---|---|
| Date | Jun 01, 2026 |
| Book Page | 2876/1 |
| Instrument | 202626004946 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 01, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.2% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 101 ORA RD, MORGANTON, NC 28655-8890 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0026200692 |
|---|---|
| Date | May 03, 2022 |
| Book Page | 2620/692 |
| Instrument | 2021020688 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | MORGANTON, NC 28680 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Mar 26, 2021 |
| Property Address | 101 ORA RD, MORGANTON, NC 28655-8890 |
| Document Number | 0025280947 |
| Book / Page | 2528 / 947 |
| Map Reference | MB 4 PG 141 |
| Instrument Date | Mar 25, 2021 |
| Instrument | 2021003396 |
| Transaction Type | Transfer |
| Record Updated | Dec 28, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $160.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 101 ORA RD, MORGANTON, NC 28655-8890 |
Source: Burke County records · Assessment roll updated September 25, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,014.00 (+3.79%) | $140,816 (-) Land $15,600 Building $125,216 | $140,816 (-) Land $15,600 Building $125,216 |
| 2023 | $977.00 | $140,816 Land $15,600 Building $125,216 | $140,816 Land $15,600 Building $125,216 |
101 Ora Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Burke County (37023C), updated June 28, 2017
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 24th in North Carolina |
|---|---|
| Wildfire Likelihood | Low — about 1 in 2,941 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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