Hardin County property record for 102 Main St, Union, IA 50258
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,474 sqft · built 1890 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $588 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 861921276002 |
| Primary APN | 861921276002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,474 sqft Living Area |
| 1st Floor Area | 1,238 sqft |
| Basement Area | 619 sqft |
| Unfinished Basement | 619 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1938 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Garage Type | Attached |
| Garage Area | 1,016 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
| Porch Area | 100 sqft |
| Shed | 1 Shed |
| Cooling System | None |
|---|
| Street Address | 102 MAIN ST |
|---|---|
| City | UNION |
| State | IA |
| Zip | 50258-7712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLOCK D, NORTHSIDE ADD, UNION NORTHSIDE ADD-BLOCK D LOT 7 |
| Legal Subdivision | NORTHSIDE ADD |
| Legal Block | D |
| Legal Lot Number | 7 |
| Jurisdiction | HARDIN IA |
| Township / Civil Division | UNION |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 480500 |
102 Main St is owned and occupied by an individual.
Source: Hardin County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 102 MAIN ST, UNION, IA 50258-7712 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 102 Main St was $588 with a homeowner's exemption.
Source: Hardin County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Hardin County |
| Municipality | Union City |
| Unified School District | BCLUW Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $588.00 Homeowner's exemption | $61,030 Land $3,300 Building $57,730 | $61,030 Land $3,300 Building $57,730 |
| 2024 | $588.00 | ||
| 2023 | $45,100 (+52.88%) Land $3,300 Building $41,800 | $45,100 Land $3,300 Building $41,800 | |
| 2022 | $348.00 Homeowner's exemption | $29,500 Land $3,300 Building $26,200 | |
| 2021 | $29,500 Land $3,300 Building $26,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 102 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 19, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 7 (1990–2025) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Jul 2025 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 102 Main St is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION WATER SUPPLY serves 399 people · EPA ID IA4291038 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Heart of Iowa Communications Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: GigFire.
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