Hardin County property record for 305 Main St, Union, IA 50258
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 2,970 sqft · built 1961 |
| Lot Size | 0.17 acres (7,392 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $39,875 (Aug 2019) |
| Tax Bill | $2,774 (2025) |
| Flood Zone | Zone A (high risk) |
| APN | 861921254003 |
| Primary APN | 861921254003 |
|---|
| Units | 3 Units |
|---|---|
| Stories | 1 Story |
| Building Area | 2,970 sqft Gross Area |
| 1st Floor Area | 2,970 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Exterior Material | Concrete Block |
| Roof Material | Shingle |
| Lot Area | 7,392 sqft (0.17 acres) |
| Lot Dimensions | 132 ft deep x 56 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 305 MAIN ST |
|---|---|
| City | UNION |
| State | IA |
| Zip | 50258-8071 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Legal Description | LOT 3, BLOCK 3, MASONS ADD, UNION MASONS ADD-BLOCK 3 N56' LOT 3 |
| Legal Subdivision | MASONS ADD |
| Legal Block | 3 |
| Legal Lot Number | 3 |
| Jurisdiction | HARDIN IA |
| Township / Civil Division | UNION |
| Census Block Group | 4 |
| Census Block | 4020 |
| Census Tract | 480500 |
305 Main St, a residential property, is owned by two individuals who bought it in August 2019.
Source: Hardin County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 504 5TH ST SW, STATE CENTER, IA 50247-7751 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 5, 2019 · Amount on File |
| Deed Sale | Aug 5, 2019 · Amount on File |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 305 Main St was $2,774, up 110.8% from the year before.
Source: Hardin County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Hardin County |
| Municipality | Union City |
| Unified School District | BCLUW Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,774.00 (+110.79%) | $66,330 Land $2,800 Building $63,530 | $66,330 Land $2,800 Building $63,530 |
| 2024 | $1,316.00 | ||
| 2023 | $81,720 (+11.64%) Land $2,800 Building $78,920 | $81,720 Land $2,800 Building $78,920 | |
| 2022 | $1,234.00 | $73,200 Land $2,800 Building $70,400 | |
| 2021 | $73,200 Land $2,800 Building $70,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 305 Main St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 19, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 7 (1990–2025) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Jul 2025 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 305 Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION WATER SUPPLY serves 399 people · EPA ID IA4291038 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Heart of Iowa Communications Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: GigFire.
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