102 Lougheed Rd, Oneonta, NY 13820 Property Records

Otsego County and Milford Town property record for 102 Lougheed Rd, Oneonta, NY 13820 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1985
Square Footage	1,700 sqft Living Area
Lot Size	8,712 sqft (0.2 acres)
Garage	Attached, 480 sqft
Last Sale	$187,500 (2022)
Tax Bill	$3,456.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`364089 227.00-1-43.00`
Alternative APNs	`408922700000010430000000` `078504`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,700 sqft Living Area
1st Floor	1,000 sqft 1st Floor
Upper Floors	700 sqft Upper Floors
Stories	1 Stories

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1985
Architectural Style	Traditional Style
Exterior Material	Wood Exterior
Lot Area	8,712 sqft (0.2 acres)
Lot Width	295 ft Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	480 sqft Garage
Porch Area	316 sqft Porch

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Oil Heating Fuel
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Account Number	078504
Street Address	102 LOUGHEED RD
City	ONEONTA
State	NY
Zip	13820-4137
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	004 0 0
Legal Block	1
Legal Lot Number	43.000
Jurisdiction	OTSEGO NY
Minor Civil Division	MILFORD
Census Blockgroup	3
Census Block	3020
Census Tract	590500

Owner

Source: Otsego County and Milford Town records · APN 364089 227.00-1-43.00

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	130 SANCTUARY RD, MILFORD, NY 13807-1151
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 18, 2022 · Amount on Record
Deed Sale	May 18, 2022 · Amount on Record
Prior Sale	Jan 15, 2015 · Amount on Record
Deed Doc Number	20222714
Record Refreshed	Jun 08, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTSEGO NY
Recording Date	May 18, 2022
Property Address	102 LOUGHEED RD, ONEONTA, NY 13820-4137
Document Number	0000000714
Instrument Date	May 05, 2022
Instrument	2022-2714
Transaction Type	Transfer
Record Updated	Apr 03, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	130 SANCTUARY RD, MILFORD, NY 13807-1151

Mortgage

Document Number	0000000715
Date	May 18, 2022
Instrument	2022-2715

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2052

Tax Assessment & Valuation

Source: Otsego County and Milford Town records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
County Subdivision	Milford Town
Unified School District	Milford Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,456.00	$152,500 (-) Land $8,900 Building $143,600	$217,857 (+17.86%) Land $12,714 Building $205,143
2023		$152,500 Land $8,900 Building $143,600	$184,848 Land $10,788 Building $174,060

Flood & Wildfire

102 Lougheed Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Otsego County (36077C), updated March 20, 2017

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 55th in New York
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.