Otsego County and Milford Town property record for 436 Lougheed Rd, Oneonta, NY 13820 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Architecture Style | Contemporary |
| Year Built | Built 1985 |
| Square Footage | 1,900 sqft Living Area |
| Lot Size | 192,535 sqft (4.42 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $8,371.00 (2025) |
| Primary APN | 364089 226.00-1-5.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,900 sqft Living Area |
| 1st Floor | 1,900 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Contemporary Style |
| Exterior Material | Wood Exterior |
| Lot Area | 192,535 sqft (4.42 acres) |
| Lot Width | 800 ft Width |
| Porch Area | 1,336 sqft Porch |
| Pole Structure | 17,870 sqft Pole Structure |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | 027990 |
|---|---|
| Street Address | 436 LOUGHEED RD |
| City | ONEONTA |
| State | NY |
| Zip | 13820-4134 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 998 0 0 |
| Legal Block | 1 |
| Legal Lot Number | 5.000 |
| Jurisdiction | OTSEGO NY |
| Minor Civil Division | MILFORD |
| Census Blockgroup | 3 |
| Census Block | 3020 |
| Census Tract | 590500 |
Source: Otsego County and Milford Town records · APN 364089 226.00-1-5.00
Assessment roll updated April 30, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 436 LOUGHEED RD, ONEONTA, NY 13820-4134 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 14, 2024 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Mar 21, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Nov 05, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 436 LOUGHEED RD, ONEONTA, NY 13820-4134 |
| Transaction Type | Mortgage |
| Record Updated | Mar 05, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000000006 |
|---|---|
| Date | Feb 14, 2024 |
| Instrument | 2024-606 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 469 Months |
| Due | Mar 01, 2063 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 436 LOUGHEED RD, ONEONTA, NY 13820-4134 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000000540 |
|---|---|
| Date | Mar 21, 2022 |
| Instrument | 2022-1540 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 436 LOUGHEED RD, ONEONTA, NY 13820-4134 |
| Document Number | 0000005388 |
| Instrument Date | Nov 05, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2019 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 347 WINNEY HILL RD ONEONTA NY 138204676, ONEONTA, NY 13820-4676 |
| Document Number | 0000005388 |
|---|---|
| Date | Nov 14, 2019 |
| Instrument | 5388 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 13, 2049 |
Source: Otsego County and Milford Town records · Assessment roll updated April 30, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Milford Town |
| Unified School District | Milford Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,371.00 | $371,600 (-) Land $26,800 Building $344,800 | $530,857 (+17.86%) Land $38,286 Building $492,571 |
| 2023 | $371,600 Land $26,800 Building $344,800 | $450,424 Land $32,485 Building $417,939 |
436 Lougheed Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Otsego County (36077C), updated March 20, 2017
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 55th in New York |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures