Indian River County property record for 102 Lancaster St, Sebastian, FL 32958
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,410 sqft · built 1987 |
| Lot Size | 0.269 acres (11,761 sqft) |
| Owner | Owner Name on File |
| Last Sale | $115,500 (Nov 2014) |
| Tax Bill | $2,967 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-39-19-00001-4390-00001.0 |
| Primary APN | 31-39-19-00001-4390-00001.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,410 sqft Living Area |
| 1st Floor Area | 1,410 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 11,761 sqft (0.269 acres) |
| Lot Dimensions | 125 ft deep x 94 ft wide |
| Garage Area | 506 sqft |
| Porch | Enclosed Porch |
| Porch Area | 428 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 34105 |
|---|---|
| Street Address | 102 LANCASTER ST |
| City | SEBASTIAN |
| State | FL |
| Zip | 32958-6715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-10 |
| Legal Description | SEBASTIAN HIGHLANDS UNIT 17 BLK 439 LOT 1 PBI 8-46 TO 46P |
| Legal Range | 39 |
| Legal Township | 31 |
| Legal Section | 19 |
| Legal Subdivision | SEBASTIAN HIGHLANDS UNIT 17 |
| Legal Block | 439 |
| Legal Lot Number | 1 |
| Legal Unit | 17 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 50810 |
The current owner of 102 Lancaster St bought it in November 2014.
Source: Indian River County records, as of March 5, 2026
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 102 LANCASTER ST, SEBASTIAN, FL 32958-6715 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 22, 2025 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Mar 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BAYSHORE MORTGAGE FUNDING LLC |
| Last Sale | Nov 12, 2014 · Amount on File |
|---|---|
| Deed Sale | Nov 12, 2014 · Amount on File |
| Prior Sale | Apr 17, 2014 |
| Deed Document Number | 3120140066360 |
| Deed Book / Page | 2802 / 0279 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 102 LANCASTER ST, SEBASTIAN, FL 32958-6715 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2025 |
| Name | Verified Name |
|---|---|
| Address | 102 LANCASTER ST, SEBASTIAN, FL 32958-6715 |
| Document Number | 0038051831 |
|---|---|
| Date | Sep 22, 2025 |
| Book Page | 3805/1831 |
| Instrument | 3120250046844 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jul 21, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 102 LANCASTER ST, SEBASTIAN, FL 32958-6715 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2021 |
| Name | Verified Name |
|---|---|
| Address | 102 LANCASTER ST, SEBASTIAN, FL 32958-6715 |
| Document Number | 0034001098 |
|---|---|
| Date | Mar 19, 2021 |
| Book Page | 3400/1098 |
| Instrument | 3120210019085 |
| Name | BAYSHORE MORTGAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | LUTHERVILLE TIMONIUM, MD 21093 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 102 Lancaster St was $2,967.
Source: Indian River County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Municipality | Sebastian City |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,967.00 | $187,558 | $303,171 Land $67,799 Building $235,372 |
| 2023 | $2,459.00 (+4.73%) | $176,963 (+3%) | $295,641 (+25.64%) Land $63,811 Building $231,830 |
| 2022 | $2,348.00 | $171,808 | $235,306 Land $39,882 Building $195,424 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 102 Lancaster St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 95 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 95 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 102 Lancaster St is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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