102 Jefferson Dr, Locust, NC 28097 Property Records

Stanly County property record for 102 Jefferson Dr, Locust, NC 28097

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,080 sqft · built 2019
Lot Size	1.01 acres (43,996 sqft)
Owner	Company Name on Record
Last Sale	$420,000 (Aug 2021)
Tax Bill	$3,361 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Aug 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`557503026254`

Property Details

APN / Parcel Number

Primary APN	`557503026254`
Alternative APNs	`1535406` `8414`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,080 sqft Finished Area
Basement Area	1,145 sqft
Unfinished Basement	1,145 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	43,996 sqft (1.01 acres)
Porch	Porch
Porch Area	492 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1535406
Street Address	102 JEFFERSON DR
City	LOCUST
State	NC
Zip	28097-9526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR
Legal Description	HSE 102 JEFFERSON DR LOT 12 & 13 557503176
Legal Subdivision	BARBARA ANN PARK
Legal Lot Number	12-13
Jurisdiction	STANLY NC
Township / Civil Division	FURR
Census Block Group	1
Census Block	1013
Census Tract	930801

Owner

Source: Stanly County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	600 GALLERIA PKWY SE, 300, ATLANTA, GA 30339-8146
Owner Type	Company
Vesting	Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 31, 2021	Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Aug 16, 2019	Warranty Deed, Subdivision Related Transfer ATTORNEY ONLY
Jun 7, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2021 · Amount on Record
Deed Sale	Aug 31, 2021 · Amount on Record
Prior Sale	Aug 16, 2019 · Amount on Record
Deed Document Number	2021437086
Deed Book / Page	1755 / 326
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANLY NC
Property Address	102 JEFFERSON DR, LOCUST, NC 28097-9526
Transaction Type	Mortgage
Record Updated	Dec 29, 2023
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000431648
Date	Apr 14, 2021
Book Page	1738/384
Instrument	431648

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	342 Months
Due	Oct 1, 2049

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Aug 31, 2021
Property Address	102 JEFFERSON DR, LOCUST, NC 28097-9526
Document Number	0000437086
Book / Page	1755 / 326
Map Reference	MB 16466 PG 736
Instrument Date	Aug 31, 2021
Instrument	437086
Transaction Type	Transfer
Record Updated	Mar 10, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Tax	$840.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	210 HILLCREST DR, LOCUST, NC 28097-9522

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261
Investor	Possibly a Property Investor

August 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Aug 16, 2019
Property Address	102 JEFFERSON DR, LOCUST, NC 28097-9526
Document Number	0000412160
Book / Page	001677 / 001213
Instrument Date	Aug 16, 2019
Instrument	412160
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$480.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4396 TRIUMPH DR SW CONCORD NC 280272722, CONCORD, NC 28027-2722

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Jun 7, 2018
Property Address	102 JEFFERSON DR, LOCUST, NC 28097-9526
Document Number	0000400814
Book / Page	001646 / 000736
Instrument Date	Jun 4, 2018
Instrument	400814
Transaction Type	Transfer
Record Updated	Jun 29, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$42.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	28081 AUSTIN RD ALBEMARLE NC 280018304, ALBEMARLE, NC 28001-8304

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Stanly County
Municipality	Locust City
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,361.00 (+27.99%)	$365,374 (+51.65%) Land $60,170 Building $305,204	$365,374 (+51.65%) Land $60,170 Building $305,204
2023	$2,626.00	$240,932 Land $35,110 Building $205,822	$240,932 Land $35,110 Building $205,822

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STANFIELD #3-POLK FORD/RENEE FORD serves 854 people · EPA ID NC2084008
Water Source	Purchased surface water from STANLY CO-WEST STANLY DIST
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2021
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Windstream DSL	200 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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