102 Forest Ave, Colonial Beach, VA 22443 Property Records

Westmoreland County property record for 102 Forest Ave, Colonial Beach, VA 22443

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,194 sqft · built 2014
Owner	Individual Name on File
Last Sale	$214,900 (Jan 2015)
Tax Bill	$1,167 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Jun 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3A4-1-175`

Property Details

APN / Parcel Number

Primary APN	`3A4-1-175`
Alternative APN	`22012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,194 sqft Living Area

Exterior

Year Built	Built 2014
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Concrete
Roof Material	Composition Shingle
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	22012
Old Parcel Number	3A4-1-175
Street Address	102 FOREST AVE
City	COLONIAL BEACH
State	VA
Zip	22443-1201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DB
Legal Description	RIVERSIDE MEADOWS LOT 175DB 867 PG 224
Legal Lot Number	175
Jurisdiction	WESTMORELAND VA
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3000
Census Tract	10402

Owner

102 Forest Ave is owned by an individual who bought it in January 2015.

Source: Westmoreland County records, as of January 7, 2026

Owner of Record	Individual Name on File
Mailing Address	2394 STONEY KNL, COLONIAL BEACH, VA 22443-6001
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Jun 25, 2020	Deed of Trust, Mortgage · Line of Credit TOWER FEDERAL CREDIT UNION
Jun 25, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ATLANTIC COAST MORTGAGE LLC
Jul 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MCGLONE MORTGAGE GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2015 · Amount on File
Deed Sale	Jan 13, 2015 · Amount on File
Prior Sale	Jan 13, 2014 · Amount on File
Deed Document Number	0000867224
Deed Book / Page	867 / 224
Prior Transfer Date	Jan 12, 2015
Prior Transfer Doc	000867/224
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Property Address	102 FOREST AVE, COLONIAL BEACH, VA 22443-1201
Transaction Type	Mortgage
Record Updated	Nov 9, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009600610
Date	Oct 12, 2022
Instrument	09600610

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	479 Months
Due	Sep 1, 2062

Interest

Rate Type	Adjustable Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Property Address	102 FOREST AVE, COLONIAL BEACH, VA 22443-1201
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009322193
Date	Jun 25, 2020
Instrument	09322193

Lender

Name	TOWER FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	362 Months
Due	Aug 25, 2050

Interest

Rate Type	Adjustable Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Property Address	102 FOREST AVE, COLONIAL BEACH, VA 22443-1201
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009322180
Date	Jun 25, 2020
Instrument	09322180

Lender

Name	ATLANTIC COAST MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Interest

Rate Type	Fixed Rate

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Property Address	102 FOREST AVE, COLONIAL BEACH, VA 22443-1201
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009450990
Date	Jul 13, 2021
Instrument	09450990

Lender

Name	MCGLONE MORTGAGE GROUP

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.88%

Tax Assessment & Valuation

The 2025 property tax bill for 102 Forest Ave was $1,167.

Source: Westmoreland County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Colonial Beach Town
County	Westmoreland County
Unified School District	Colonial Beach Town Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,167.00	$278,000 Land $47,500 Building $230,500	$278,000 Land $47,500 Building $230,500
2023		$278,000 Land $47,500 Building $230,500	$278,000 Land $47,500 Building $230,500
2022	$1,112.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 102 Forest Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 Forest Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF COLONIAL BEACH serves 3,875 people · EPA ID VA4193280
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Forest Ave

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