204 Forest Ave, Colonial Beach, VA 22443 Property Records

Westmoreland County property record for 204 Forest Ave, Colonial Beach, VA 22443

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,818 sqft · built 2005
Owner	Individual Name on File
Last Sale	$189,000 (Oct 2015)
Tax Bill	$986 (2025)
Deeds & Mortgages	Jan 2026 Second Mortgage Nov 2025 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3A4-1-159`

Property Details

APN / Parcel Number

Primary APN	`3A4-1-159`
Alternative APN	`24178`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,818 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	24178
Old Parcel Number	3A4-1-159
Street Address	204 FOREST AVE
City	COLONIAL BEACH
State	VA
Zip	22443-1202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DM
Legal Description	RIVERSIDE MEADOWS LOT 159DB 876 PG 1899
Legal Subdivision	RIVERSIDE MDWS
Legal Lot Number	159
Jurisdiction	WESTMORELAND VA
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3000
Census Tract	10402

Owner

Source: Westmoreland County assessment roll, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	204 FOREST AVE, COLONIAL BEACH, VA 22443-1202
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Nov 13, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Dec 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE LLC
Aug 12, 2019	Deed of Trust, Mortgage · Line of Credit PNC BANK NATIONAL ASSOCIATION
Oct 29, 2015	Warranty Deed, Transfer · Conventional Mortgage MONARCH BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 30, 2015 · Amount on Record
Deed Sale	Oct 30, 2015 · Amount on Record
Deed Document Number	0008761899
Deed Book / Page	876 / 1899
Prior Transfer Date	Oct 29, 2015
Prior Transfer Doc	0008761899
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Property Address	204 FOREST AVE, COLONIAL BEACH, VA 22443-1202
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00999/1299
Date	Jan 23, 2026
Book Page	999/1299

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Property Address	204 FOREST AVE, COLONIAL BEACH, VA 22443-1202
Transaction Type	Mortgage
Record Updated	Dec 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000997/884
Date	Nov 13, 2025
Book Page	997/884

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Property Address	204 FOREST AVE, COLONIAL BEACH, VA 22443-1202
Transaction Type	Mortgage
Record Updated	Jan 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009500226
Date	Dec 3, 2021
Instrument	09500226

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.88%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Property Address	204 FOREST AVE, COLONIAL BEACH, VA 22443-1202
Transaction Type	Mortgage
Record Updated	Sep 18, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	09220632
Date	Aug 12, 2019
Instrument	09220632

Lender

Name	PNC BANK NATIONAL ASSOCIATION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

October 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Oct 29, 2015
Property Address	204 FOREST AVE, COLONIAL BEACH, VA 22443-1202
Document Number	0008761899
Instrument Date	Oct 23, 2015
Instrument	8761899
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	FOOTE TITLE INSURANCE AGENCY INC, FOOTE TITLE INS AGENCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	204 FOREST AVE, COLONIAL BEACH, VA 22443-1202
Investor	Possibly a Property Investor

Mortgage

Document Number	0008761903
Date	Oct 29, 2015
Instrument	8761903

Lender

Name	MONARCH BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Westmoreland County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Colonial Beach Town
County	Westmoreland County
Unified School District	Colonial Beach Town Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$986.00 (+5.01%)	$234,900 (-) Land $47,500 Building $187,400	$234,900 (-) Land $47,500 Building $187,400
2023		$234,900 Land $47,500 Building $187,400	$234,900 Land $47,500 Building $187,400
2022	$939.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF COLONIAL BEACH serves 3,875 people · EPA ID VA4193280
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cogeco Cable Holdings II Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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