Frederick County property record for 102 E Hammaker St, Thurmont, MD 21788 · Last verified April 2026
| Property Type | Residential > Condominium / Townhouse > Townhouse |
|---|---|
| Bathrooms | 2.5 Baths |
| Architecture Style | Townhouse |
| Year Built | Built 1986 |
| Square Footage | 1,650 sqft Living Area |
| Lot Size | 6,763 sqft (0.155 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $255,000 (2022) |
| Tax Bill | $3,031.00 (2024) |
| Primary APN | 15-346752 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 1,650 sqft Living Area |
| 1st Floor | 600 sqft 1st Floor |
| Basement Area | 450 sqft Basement |
| Finished Basement | 450 sqft Finished |
| Stories | 2 Stories |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Townhouse Style |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,763 sqft (0.155 acres) |
| Patio Area | 240 sqft Patio |
| Porch | Open Porch |
| Porch Area | 80 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Municipal Sewage |
| Account Number | 346752 |
|---|---|
| Street Address | 102 E HAMMAKER ST |
| City | THURMONT |
| State | MD |
| Zip | 21788-1795 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT 19 SECT 4 BLK A 6,763 SQ FT EAST END EAST HAMMAKER ST. |
| Legal Subdivision | EAST HAMMAKER ST |
| Legal Block | A |
| Legal Lot Number | 19 |
| Jurisdiction | FREDERICK MD |
| Minor Civil Division | 15, THURMONT |
| Census Blockgroup | 3 |
| Census Block | 3002 |
| Census Tract | 753002 |
Source: Frederick County records · APN 15-346752
Assessment roll updated August 4, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 102 E HAMMAKER ST, THURMONT, MD 21788-1795 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 05, 2022 · Amount on Record |
| Deed Sale | May 05, 2022 · Amount on Record |
| Prior Sale | Nov 16, 2006 · Amount on Record |
| Deed Book / Page | 15901 / 408 |
| Prior Transfer Date | Nov 15, 2006 |
| Prior Transfer Doc | 0063180022 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | May 05, 2022 |
| Property Address | 102 E HAMMAKER ST, THURMONT, MD 21788-1795 |
| Document Number | 0159010408 |
| Book / Page | 15901 / 408 |
| Map Reference | MB 32 PG 57 |
| Instrument Date | May 03, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | CLEAR TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $637.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 102 E HAMMAKER ST, THURMONT, MD 21788-1795 |
| Document Number | 0015901416 |
|---|---|
| Date | May 05, 2022 |
| Instrument | 15901/416 |
| Name | T2 FINANCIAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Document Number | 0159010431 |
|---|---|
| Date | May 05, 2022 |
| Book Page | 15901/431 |
| Name | FREDERICK COUNTY |
|---|---|
| Type | Government Agency |
| Address | FREDERICK, MD 21701 |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Thurmont Town |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $214,067 (+20.67%) | $232,400 (+31%) Land $55,000 Building $177,400 | |
| 2024 | $3,031.00 (+10.82%) | ||
| 2023 | $2,735.00 | $177,400 Land $50,000 Building $127,400 | $177,400 Land $50,000 Building $127,400 |
102 E Hammaker St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 41st in Maryland |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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