110 E Hammaker St, Thurmont, MD 21788 Property Records

Frederick County property record for 110 E Hammaker St, Thurmont, MD 21788 · Last verified December 2025

Property Highlights

Property Type	Residential > Condominium / Townhouse > Townhouse
Bathrooms	3 Baths
Architecture Style	Townhouse
Year Built	Built 1988
Square Footage	1,374 sqft Total Area
Lot Size	4,000 sqft (0.091 acres)
Occupancy	Owner Occupied
Last Sale	$290,000 (2025)
Tax Bill	$3,201.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`15-346795`
Alternative APN	`346795`

Interior

Full Baths	3 Baths
Partial Baths	1 Partial Baths
Building Area	1,374 sqft Total Area
1st Floor	694 sqft 1st Floor
Stories	2 Stories

Exterior

Year Built	Built 1988
Architectural Style	Townhouse Style
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	4,000 sqft (0.091 acres)
Deck Area	100 sqft Deck

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Sewage	Sewage Connected

Location & Zoning

Account Number	346795
Street Address	110 E HAMMAKER ST
City	THURMONT
State	MD
Zip	21788-3300
Property Usage	Residential Property Usage
Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 2 SEC 4 BLDG 101 4,000 SQ FT EAST END EAST HAMMAKER ST.
Legal Subdivision	EAST HAMMAKER ST
Legal Lot Number	2
Jurisdiction	FREDERICK MD
Minor Civil Division	15, THURMONT
Census Blockgroup	3
Census Block	3002
Census Tract	753002

Owner

Source: Frederick County records · APN 15-346795

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	110 E HAMMAKER ST, THURMONT, MD 21788-3300
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 26, 2025 · Amount on Record
Deed Sale	Nov 26, 2025 · Amount on Record
Prior Sale	Oct 06, 1993 · Amount on Record
Deed Doc Number	0001762226
Deed Book / Page	17622 / 26
Record Refreshed	Jun 08, 2026

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Nov 26, 2025
Property Address	110 E HAMMAKER ST, THURMONT, MD 21788-3300
Document Number	0176220026
Book / Page	17622 / 26
Map Reference	MB 32 PG 57
Instrument Date	Nov 17, 2025
Transaction Type	Transfer
Record Updated	Dec 15, 2025
Title Company	COMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$725.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	110 E HAMMAKER ST, THURMONT, MD 21788-3300

Mortgage

Document Number	0001762233
Date	Nov 26, 2025
Instrument	17622/33

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2055

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Thurmont Town
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,201.00 (+20.16%)	$207,533 (+20.24%)	$225,000 (+30.36%) Land $55,000 Building $170,000
2023	$2,664.00	$172,600 Land $50,000 Building $122,600	$172,600 Land $50,000 Building $122,600

Flood & Wildfire

110 E Hammaker St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 41st in Maryland
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.