Monroe County property record for 102 E 1st St, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1938 |
| Square Footage | 884 sqft Living Area |
| Lot Size | 2,948 sqft (0.07 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $245,000 (2025) |
| Tax Bill | $3,047.00 (2024) |
| Primary APN | 07-25-235-004-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Building Area | 884 sqft Living Area |
| 1st Floor | 884 sqft 1st Floor |
| Basement Area | 884 sqft Basement |
| Unfinished Basement | 884 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Construction Type | Frame Construction |
| Lot Area | 2,948 sqft (0.07 acres) |
| Depth X Width | 78 ft x 38 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Area | 354 sqft Garage |
| Porch Area | 90 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 102 E 1ST ST |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1513 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 60A OLD TOWN |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 25 |
| Legal Subdivision | WATERLOO |
| Legal Lot Number | 60A |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 31 |
| Census Blockgroup | 1 |
| Census Block | 1047 |
| Census Tract | 600401 |
Source: Monroe County records · APN 07-25-235-004-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 102 E 1ST ST, WATERLOO, IL 62298-1513 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 13, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage LAKEVIEW LOAN SERVICING |
| Jan 17, 2019 | Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK WATERLOO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 05, 2025 · Amount on Record |
| Deed Sale | Jun 05, 2025 · Amount on Record |
| Prior Sale | Jan 17, 2019 · Amount on Record |
| Deed Doc Number | 2025437882 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | May 13, 2026 |
| Property Address | 102 E 1ST ST, WATERLOO, IL 62298-1513 |
| Document Number | 0000442521 |
| Instrument Date | May 06, 2026 |
| Instrument | 2026442521 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 102 E 1ST ST, WATERLOO, IL 62298-1513 |
| Document Number | 0000442521, |
|---|---|
| Date | May 13, 2026 |
| Instrument | 2026442521 |
| Name | LAKEVIEW LOAN SERVICING |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate | 6.13% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jan 17, 2019 |
| Property Address | 102 E 1ST ST, WATERLOO, IL 62298-1513 |
| Document Number | 0000399564 |
| Map Reference | PG10 |
| Instrument Date | Jan 16, 2019 |
| Instrument | 399564 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Title Company | ACCENT TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $138.00 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | REAR, WATERLOO, IL 62298 |
| Document Number | 0000399565 |
|---|---|
| Date | Jan 17, 2019 |
| Instrument | 399565 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $52,990 (+2.92%) Land $15,360 Building $37,630 | $158,970 (+2.92%) Land $46,080 Building $112,890 | |
| 2024 | $3,047.00 | $51,485 (+67.87%) Land $15,229 Building $36,256 | $154,455 (+67.87%) Land $45,687 Building $108,768 |
| 2022 | $30,670 Land $5,240 Building $25,430 | $92,010 Land $15,720 Building $76,290 |
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