102 Clover Dr, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 102 Clover Dr, Chesapeake, VA 23322

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 988 sqft · built 1962
Lot Size0.327 acres (14,244 sqft)
Owner2 Individual Names on File
Last Sale$170,000 (Oct 2004)
Tax Bill$2,788 (2025)
Deeds & MortgagesMay 2008 Mortgage
Apr 2007 Line of Credit
+ 1 more
APN0601002000280

Property Details

APN / Parcel Number

Primary APN0601002000280

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area988 sqft Living Area
1st Floor Area988 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area14,244 sqft (0.327 acres)
Lot Width75 ft Width
Garage TypeAttached
Garage Area676 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area20 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address102 CLOVER DR
CityCHESAPEAKE
StateVA
Zip23322-5406
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10S: RESI
Legal Description28 GROVEDALE
Legal SubdivisionCASTLEWOOD TERRACE, HANBURY FARMS, GROVE
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group3
Census Block3002
Census Tract21004

Owner

102 Clover Dr is owned by two individuals who acquired it in October 2019.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address405 FALL RIDGE LN, CHESAPEAKE, VA 23322-1261
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 5, 2008Deed of Trust, Mortgage · Conventional Mortgage
MERRILL LYNCH CREDIT CORP
Apr 2, 2007Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Nov 4, 2019Intrafamily Transfer, Transfer · Conventional Mortgage
NEW REZ LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 8, 2004 · Amount on File
Deed SaleOct 8, 2004 · Amount on File
Prior SaleSep 24, 2002 · Amount on File
Deed Book / Page5670 / 605
Last Transfer DateOct 30, 2019
Transfer Doc0000030072
Record UpdatedOct 29, 2026

May 2008: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address102 CLOVER DR, CHESAPEAKE, VA 23322-5406
Transaction TypeMortgage
Record UpdatedMay 7, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number007474/350
DateMay 5, 2008
Book Page7474/350
Lender
NameMERRILL LYNCH CREDIT CORP
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2038
Interest
Rate TypeFixed Rate
Rate6%

April 2007: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address102 CLOVER DR, CHESAPEAKE, VA 23322-5406
Transaction TypeMortgage
Record UpdatedMay 7, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number00007015/1
DateApr 2, 2007
Book Page7015/1
Lender
NameBANK OF AMERICA NA
Agreement
TypeLine of Credit
AmountAmount on Record
Term299 Months
DueMar 2, 2032
Interest
Rate TypeAdjustable Rate

November 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHESAPEAKE CITY VA
Recording DateNov 4, 2019
Property Address102 CLOVER DR, CHESAPEAKE, VA 23322-5406
Document Number10074/1513
Book / Page10074 / 1513
Instrument DateOct 30, 2019
Instrument190030072
Transaction TypeTransfer
Record UpdatedSep 20, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10074/1517
DateNov 4, 2019
Book Page10074/1517
Instrument190030073
Lender
NameNEW REZ LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueNov 1, 2039
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 102 Clover Dr was $2,788.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$306,800 (+11.16%) Land $200,000 Building $106,800$306,800 (+11.16%) Land $200,000 Building $106,800
2025$2,788.00$276,000 Land $175,000 Building $101,000$276,000 Land $175,000 Building $101,000
2023$250,900 (+10.77%) Land $165,000 Building $85,900$250,900 (+10.77%) Land $165,000 Building $85,900
2022$226,500 Land $145,000 Building $81,500$226,500 Land $145,000 Building $81,500
2019$2,032.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 102 Clover Dr; there have been 3 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 11 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims3 (2020)
Claims Outside the SFHA3 of 3
Most Recent ClaimNov 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 Clover Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Nearby Properties on Clover Dr

Nearby Streets

Search Property Records by Address or Parcel Number