Hampshire County and Ware Town property record for 102 Church St, Ware, MA 01082
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,684 sqft · built 1890 |
| Lot Size | 0.474 acres (20,626 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $320,000 (Sep 2026) |
| Tax Bill | $4,874 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage Sep 2026 Sale & Mortgage + 1 more |
| APN | WARE M:00063 B:00000 L:00108 |
| Primary APN | WARE M:00063 B:00000 L:00108 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,684 sqft Living Area |
| Gross Area | 5,631 sqft |
| Basement Area | 1,157 sqft |
| Unfinished Basement | 1,157 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 20,626 sqft (0.474 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | 664 |
|---|---|
| Street Address | 102 CHURCH ST |
| City | WARE |
| State | MA |
| Zip | 01082-1231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DTR |
| Legal Lot Number | 108 |
| Jurisdiction | WARE MA |
| Township / Civil Division | WARE |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 820102 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Church Street Historic District listed 1986 · 70 contributing resources · NRIS 86001246 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hampshire County and Ware Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 102 CHURCH ST, WARE, MA 01082-1231 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Sep 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage COUNTRY BANK |
| Sep 14, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage COUNTRY BANK |
| Jun 23, 2017 | Deed, Transfer UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 14, 2026 · Amount on Record |
| Deed Sale | Sep 14, 2026 · Amount on Record |
| Prior Sale | Jun 23, 2017 · Amount on Record |
| Deed Document Number | 202615726 |
| Deed Book / Page | 15840 / 348 |
| Prior Transfer Date | Sep 10, 2026 |
| Prior Transfer Doc | 0000015726 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARE MA |
| Recording Date | Sep 14, 2026 |
| Property Address | 102 CHURCH ST, WARE, MA 01082-1231 |
| Document Number | 0000015727 |
| Book / Page | 15841 / 1 |
| Instrument Date | Sep 14, 2026 |
| Instrument | 202615727 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2026 |
| Name | Verified Name |
|---|---|
| Address | 102 CHURCH ST, WARE, MA 01082-1231 |
| Document Number | 0000015727, |
|---|---|
| Date | Sep 14, 2026 |
| Book Page | 15841/1 |
| Instrument | 202615727 |
| Name | COUNTRY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Initial Type | Adjustable Rate |
| Type Change Date | Oct 1, 2033 |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WARE MA |
| Recording Date | Sep 14, 2026 |
| Property Address | 102 CHURCH ST, WARE, MA 01082-1231 |
| Document Number | 0000015726 |
| Book / Page | 15840 / 348 |
| Instrument Date | Sep 10, 2026 |
| Instrument | 202615726 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 102 CHURCH ST, WARE, MA 01082-1231 |
| Date | Sep 14, 2026 |
|---|
| Name | COUNTRY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Initial Type | Adjustable Rate |
| Type Change Date | Oct 1, 2033 |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | WARE MA |
| Recording Date | Jun 23, 2017 |
| Property Address | 102 CHURCH ST, WARE, MA 01082-1231 |
| Document Number | 12661-136 |
| Book / Page | 12661 / 136 |
| Instrument | 12266 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $40.23 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 102 CHURCH ST, WARE, MA 01082-1231 |
| Document Number | 126610139 |
|---|---|
| Date | Jun 23, 2017 |
| Instrument | 12661/0139 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 23, 2047 |
Source: Hampshire County and Ware Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampshire County |
| County Subdivision | Ware Town |
| Unified School District | Ware School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,874.00 (+3.26%) | $336,400 (+7.34%) Land $48,900 Building $287,500 | $289,349 (-4.34%) |
| 2025 | $4,720.00 (+6.23%) | $313,400 (+21.76%) Land $48,900 Building $264,500 | $302,480 (-1.39%) |
| 2024 | $306,755 | ||
| 2023 | $4,443.00 | $257,400 Land $43,300 Building $214,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARE WATER DEPT serves 10,066 people · EPA ID MA1309000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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