102 Center St, Algonquin, IL 60102 Property Records

McHenry County property record for 102 Center St, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,563 sqft · built 1912
Lot Size	0.181 acres (7,920 sqft)
Owner	Company Name on Record
Last Sale	$375,000 (Jan 2026)
Tax Bill	$4,370 (2024)
Deeds & Mortgages	Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-34-154-003`

Property Details

APN / Parcel Number

Primary APN	`19-34-154-003`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,563 sqft Living Area
1st Floor Area	853 sqft
Basement Area	853 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Architectural Style	Victorian
Lot Area	7,920 sqft (0.181 acres)
Lot Dimensions	120 ft deep x 66 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Hot Water
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	102 CENTER ST
City	ALGONQUIN
State	IL
Zip	60102-2704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2015R0025048 LT 3 BLK 2 JAYNES ADDN
Legal Subdivision	JAYNES ADDN
Legal Block	2
Legal Lot Number	3
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	3
Census Block	3002
Census Tract	871310

Owner

Source: McHenry County records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	13804 SECRETARIAT LN, ORLAND PARK, IL 60467-1064
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2026 · Amount on Record
Deed Sale	Jan 20, 2026 · Amount on Record
Prior Sale	Jun 17, 2025 · Amount on Record
Deed Document Number	20261636
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jan 20, 2026
Property Address	102 CENTER ST, ALGONQUIN, IL 60102-2704
Document Number	0000001636
Map Reference	DOC 13598
Instrument Date	Dec 29, 2025
Instrument	2026R0001636
Transaction Type	Transfer
Record Updated	Feb 2, 2026
Title Company	FIDELITY NATIONAL TITLE INSURANCE NY, FIDELITY NATIONAL TITLE INS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	111 DOUGLAS AVE, ELGIN, IL 60120-5503

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	102 CENTER ST, ALGONQUIN, IL 60102-2704

Mortgage

Document Number	0000001637
Date	Jan 20, 2026
Instrument	2026R0001637

Lender

Name	AMERICAN INTERNET MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.87%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,370.00	$55,872 (+135.37%) Land $20,526 Building $35,346	$167,616 (+135.37%) Land $61,578 Building $106,038
2022		$23,738 Land $11,523 Building $12,215	$71,214 Land $34,569 Building $36,645

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	29 (1978–2017)
Claims Outside the SFHA	12 of 29
Most Recent Claim	Jul 2017 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims Severe Storms & Flooding, Jul 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20