Lyon County property record for 102 Cedar Ln, Rock Rapids, IA 51246
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 1,495 sqft · built 2016 |
| Lot Size | 0.321 acres (14,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $25,000 (Feb 2016) |
| Tax Bill | $7,388 (2024) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 350000124891100 |
| Primary APN | 350000124891100 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 1,495 sqft Living Area |
| Basement Area | 1,495 sqft |
| Finished Basement | 1,395 sqft |
| Game Room | Game Room |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Architectural Style | Contemporary |
| Exterior Material | Composition/Composite |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,000 sqft (0.321 acres) |
| Lot Dimensions | 140 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 631 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 145 sqft |
| Deck Area | 288 sqft |
| Patio Area | 443 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 102 CEDAR LN |
|---|---|
| City | ROCK RAPIDS |
| State | IA |
| Zip | 51246-2098 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SINGLE-FAMILY DWELLINGS |
| Legal Description | MILL POND 3RD ADD LOT 11 BLK 1 |
| Legal Subdivision | 3RD ADD |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | LYON IA |
| Township / Civil Division | ROCK |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 950200 |
102 Cedar Ln is owned and occupied by an individual who bought it in February 2016.
Source: Lyon County records, as of October 9, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 102 CEDAR LN, ROCK RAPIDS, IA 51246-2098 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 12, 2016 · Amount on File |
| Deed Sale | Feb 12, 2016 · Amount on File |
| Deed Document Number | 2016 0259 |
| Deed Book / Page | 2016 / 0259 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYON IA |
| Property Address | 102 CEDAR LN, ROCK RAPIDS, IA 51246-2098 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02020/3600 |
|---|---|
| Date | Dec 14, 2020 |
| Book Page | 2020/3600 |
| Instrument | 2020 3600 |
| Name | FRONTIER BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 312 Months |
| Due | Jan 1, 2046 |
| Rate Type | Fixed Rate |
|---|
Source: Lyon County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Lyon County |
| Municipality | Rock Rapids City |
| Unified School District | Central Lyon Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $562,660 Land $31,850 Building $530,810 | $562,660 Land $31,850 Building $530,810 | |
| 2024 | $7,388.00 | ||
| 2023 | $495,550 (+32.62%) Land $31,850 Building $463,700 | $495,550 Land $31,850 Building $463,700 | |
| 2022 | $6,112.00 Homeowner's exemption | $373,670 Land $31,850 Building $341,820 | |
| 2021 | $373,670 Land $31,850 Building $341,820 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 102 Cedar Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective September 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | May 1993 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 102 Cedar Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 40% of Iowa |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYON-SIOUX RWS-ROCK RAPIDS private · serves 1,187 people · EPA ID IA6000800 |
|---|---|
| Water Source | Purchased groundwater from several systems |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Premier Communications Cable · Fiber in parts of the area | 1,000 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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