Lyon County property record for 101 Cedar Ln, Rock Rapids, IA 51246
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,584 sqft · built 2015 |
| Lot Size | 0.321 acres (14,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $20,000 (Mar 2015) |
| Tax Bill | $7,154 (2024) |
| Deeds & Mortgages | May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 350000124890100 |
| Primary APN | 350000124890100 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,584 sqft Living Area |
| Basement Area | 1,584 sqft |
| Finished Basement | 1,444 sqft |
| Game Room | Game Room |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Architectural Style | Contemporary |
| Exterior Material | Composition/Composite |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,000 sqft (0.321 acres) |
| Lot Dimensions | 140 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 921 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 93 sqft |
| Deck Area | 224 sqft |
| Patio Area | 224 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Radiant |
| Heating Fuel | Electric |
| Water Source | Commercial |
| Street Address | 101 CEDAR LN |
|---|---|
| City | ROCK RAPIDS |
| State | IA |
| Zip | 51246-2098 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SINGLE-FAMILY DWELLINGS |
| Legal Description | MILL POND 3RD ADD LOT 1 BLK 1 |
| Legal Subdivision | 3RD ADD |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | LYON IA |
| Township / Civil Division | ROCK |
| Census Block Group | 2 |
| Census Block | 2040 |
| Census Tract | 950200 |
101 Cedar Ln is owned and occupied by an individual who bought it in March 2015.
Source: Lyon County records, as of October 9, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 101 CEDAR LN, ROCK RAPIDS, IA 51246-2098 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 16, 2015 · Amount on File |
| Deed Sale | Mar 16, 2015 · Amount on File |
| Deed Document Number | 2015 0451 |
| Deed Book / Page | 2015 / 0451 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYON IA |
| Property Address | 101 CEDAR LN, ROCK RAPIDS, IA 51246-2098 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020/1379 |
|---|---|
| Date | May 27, 2020 |
| Book Page | 2020/1379 |
| Instrument | 2020 1379 |
| Name | FRONTIER BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 1, 2040 |
| Rate Type | Fixed Rate |
|---|
Source: Lyon County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Lyon County |
| Municipality | Rock Rapids City |
| Unified School District | Central Lyon Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $545,140 Land $31,850 Building $513,290 | $545,140 Land $31,850 Building $513,290 | |
| 2024 | $7,154.00 | ||
| 2023 | $480,130 (+32.89%) Land $31,850 Building $448,280 | $480,130 Land $31,850 Building $448,280 | |
| 2022 | $5,906.00 Homeowner's exemption | $361,310 Land $31,850 Building $329,460 | |
| 2021 | $361,310 Land $31,850 Building $329,460 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 101 Cedar Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective September 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | May 1993 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 101 Cedar Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 40% of Iowa |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYON-SIOUX RWS-ROCK RAPIDS private · serves 1,187 people · EPA ID IA6000800 |
|---|---|
| Water Source | Purchased groundwater from several systems |
| Last State Inspection | Oct 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Premier Communications Cable · Fiber in parts of the area | 1,000 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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