Madison County property record for 102 Carter St, Flora, MS 39071
| Property Type | Other Improved |
|---|---|
| Details | 3,688 sqft · built 2019 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,202 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 051E-16C-002/02 |
| Primary APN | 051E-16C-002/02 |
|---|---|
| Alternative APNs |
|
| Building Area | 3,688 sqft Adjusted Area |
|---|---|
| 1st Floor Area | 2,050 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Lot Area | 217,800 sqft (5 acres) |
| Account Number | 45894 |
|---|---|
| Street Address | 102 CARTER ST |
| City | FLORA |
| State | MS |
| Zip | 39071-3000 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | 5 ACD IN NW1/4 SW1/4 |
| Legal Range | 01W |
| Legal Township | 08N |
| Legal Section | 16 |
| Jurisdiction | MADISON MS |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 30302 |
Source: Madison County records · APN 051E-16C-002/02
Assessment roll updated November 7, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 102 CARTER ST, FLORA, MS 39071-3000 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 12, 2020 | Deed of Trust, Mortgage BANKFIRST FIN'L SVCS |
| May 15, 2019 | Deed of Trust, Mortgage BANKFIRST FIN'L SVCS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 102 CARTER ST, FLORA, MS 39071 |
| Document Number | 0000893599 |
| Instrument Date | Jun 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 102 CARTER ST FLORA MS 39071, FLORA, MS 39071 |
| Document Number | 0000893599 |
|---|---|
| Date | Jun 18, 2020 |
| Book Page | 003868/000103 |
| Instrument | 893599 |
| Name | BANKFIRST FIN'L SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBUS, MS 39703 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 17, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON MS |
| Property Address | 102 CARTER ST, FLORA, MS 39071 |
| Document Number | 0000864292 |
| Instrument Date | May 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 03, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 102 CARTER ST FLORA MS 39071, FLORA, MS 39071 |
| Document Number | 0000864292 |
|---|---|
| Date | May 21, 2019 |
| Book Page | 003722/000010 |
| Instrument | 864292 |
| Name | BANKFIRST FIN'L SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBUS, MS 39703 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 20, 2049 |
Source: Madison County records · Assessment roll updated November 7, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Madison County |
| Municipality | Flora Town |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,202.00 Homeowner's exemption | $28,656 (-) | $286,560 (-) Land $40,000 Building $246,560 |
| 2024 | $3,202.00 | ||
| 2023 | $3,202.00 Homeowner's exemption | $28,656 | $286,560 Land $40,000 Building $246,560 |
Source: FEMA National Flood Hazard Layer, Madison County (28089C), as of January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280890303022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 3 (1984–2014) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2014 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Telapex Fiber | 8,000 / 8,000 |
| Ozborn Communications Fixed Wireless | 499 / 285 |
Based on FCC filings for 77 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MS0450008, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF FLORA #1 serves 1,653 people |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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