128 Carter St, Flora, MS 39071 Property Records

Madison County property record for 128 Carter St, Flora, MS 39071 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1937
Square Footage	1,885 sqft Adjusted Area
Occupancy	Owner Occupied
Tax Bill	$526.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`051E-16B-015`
Alternative APNs	`051E-16B-015/00.00` `685`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	1,885 sqft Adjusted Area
1st Floor	1,721 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Wood Flooring
Interior Structure	Wood Interior Structure

Exterior

Year Built	Built 1937
Exterior Material	Plywood Exterior
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof

Utilities and HVAC

Cooling System	Central Cooling

Location & Zoning

Account Number	685
Old Parcel Number	051E-16B-015/00.00
Street Address	128 CARTER ST
City	FLORA
State	MS
Zip	39071-3000
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 6 JONES ADDITION BLK 24
Legal Range	01W
Legal Township	08N
Legal Section	16
Legal Subdivision	JONES ADDITION
Legal Block	24
Legal Lot Number	6
Jurisdiction	MADISON MS
Minor Civil Division	4
Census Blockgroup	2
Census Block	2020
Census Tract	30302

Owner

Source: Madison County records · APN 051E-16B-015

Assessment roll updated September 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 574, FLORA, MS 39071-0574
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 17, 1994
Deed Sale	Nov 17, 1994
Deed Doc Number	0000346736
Record Refreshed	Jun 08, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	128 CARTER ST, FLORA, MS 39071-3000
Transaction Type	Mortgage
Record Updated	Mar 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 574, FLORA, MS 39071-0574

Mortgage

Document Number	004175/467
Date	Feb 28, 2022
Book Page	4175/467
Instrument	951420

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	85 Months
Due	Mar 20, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated September 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Flora Town
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$526.00 Homeowner's exemption	$5,167 (-)	$51,670 (-) Land $20,000 Building $31,670
2024	$526.00
2023	$526.00 Homeowner's exemption	$5,167	$51,670 Land $20,000 Building $31,670

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (28089C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 10% of Mississippi
Wildfire Likelihood	About 1 in 3,571 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.