10198 Falling Leaf Dr NW, Concord, NC 28027 Property Records

Cabarrus County property record for 10198 Falling Leaf Dr NW, Concord, NC 28027

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,439 sqft · built 2012
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$329,000 (Feb 2020)
Tax Bill	$3,943 (2023)
Deeds & Mortgages	Jul 2022 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02001J0325.000000`

Property Details

APN / Parcel Number

Primary APN	`02001J0325.000000`
Alternative APNs	`4670 95 5673` `136228` `144568`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,439 sqft Living Area
Gross Area	3,350 sqft
1st Floor Area	1,200 sqft
Upper Floors Area	1,239 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Other
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	118 ft deep x 60 ft wide
Garage Type	Mixed
Garage Area	649 sqft
Driveway	Concrete Driveway
Driveway Area	640 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	42 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	144568
Street Address	10198 FALLING LEAF DR NW
City	CONCORD
State	NC
Zip	28027-8103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RV
Legal Description	LT 325 WINDING WALK
Legal Subdivision	WINDING WALK
Legal Lot Number	325
Jurisdiction	CABARRUS NC
Township / Civil Division	2, POPLAR TENT
Census Block Group	1
Census Block	1000
Census Tract	41307

Owner

Source: Cabarrus County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10198 FALLING LEAF DR NW, CONCORD, NC 28027-8103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2022	Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FCU
Mar 2, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Feb 14, 2020	Grant Deed, Transfer · Conventional Mortgage NORTHERN MTG SVCS
Feb 14, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2020 · Amount on Record
Deed Sale	Feb 14, 2020 · Amount on Record
Prior Sale	Feb 14, 2020 · Amount on Record
Deed Book / Page	14005 / 3
Last Transfer Date	Feb 23, 2021
Transfer Doc	14960192
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	10198 FALLING LEAF DR NW, CONCORD, NC 28027-8103
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016115136
Date	Jul 15, 2022
Book Page	16115/136

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	HUNTERSVILLE, NC 28070

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CABARRUS NC
Recording Date	Mar 2, 2021
Property Address	10198 FALLING LEAF DR NW, CONCORD, NC 28027-8103
Document Number	0014960192
Book / Page	14960 / 192
Map Reference	MB 50 PG 55 MAP 1
Instrument Date	Feb 23, 2021
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10198 FALLING LEAF DR NW, CONCORD, NC 28027-8103

Mortgage

Document Number	0014960194
Date	Mar 2, 2021
Instrument	14960/194

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CABARRUS NC
Recording Date	Feb 14, 2020
Property Address	10198 FALLING LEAF DR NW, CONCORD, NC 28027-8103
Document Number	140053
Book / Page	014005 / 000003
Instrument Date	Jan 17, 2020
Instrument	4700
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$658.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10198 FALLING LEAF DR NW CONCORD NC 280278103, CONCORD, NC 28027-8103

Mortgage

Document Number	140055
Date	Feb 14, 2020
Book Page	014005/000005
Instrument	4701

Lender

Name	NORTHERN MTG SVCS
Type	Mortgage Company
Address	GRANDVILLE, MI 49418

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2050

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Feb 14, 2020
Property Address	10198 FALLING LEAF DR NW, CONCORD, NC 28027-8103
Document Number	140051
Book / Page	014005 / 000001
Instrument Date	Jan 15, 2020
Instrument	4699
Transaction Type	Transfer
Record Updated	Feb 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$658.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10198 FALLING LEAF DR NW CONCORD NC 280278103, CONCORD, NC 28027-8103

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$497,640 (-) Land $110,000 Building $387,640
2025		$497,640 (+53.96%) Land $110,000 Building $387,640
2024			$497,640 (+53.96%) Land $110,000 Building $387,640
2023	$3,943.00	$323,230 Land $76,000 Building $247,230	$323,230 Land $76,000 Building $247,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Windstream.

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