Cabarrus County property record for 10197 Falling Leaf Dr NW, Concord, NC 28027
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,322 sqft · built 2010 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $382,500 (Jul 2020) |
| Tax Bill | $5,872 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02001J0358.000000 |
| Primary APN | 02001J0358.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,322 sqft Living Area |
| Gross Area | 4,128 sqft |
| 1st Floor Area | 1,418 sqft |
| Upper Floors Area | 1,664 sqft |
| Sunroom | Sunroom |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Asbestos |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 145 ft deep x 61 ft wide |
| Garage Type | Mixed |
| Garage Area | 462 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 646 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 280 sqft |
| Deck Area | 304 sqft |
| Patio Area | 322 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 147594 |
|---|---|
| Street Address | 10197 FALLING LEAF DR NW |
| City | CONCORD |
| State | NC |
| Zip | 28027-8103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RV |
| Legal Description | LT 358 WINDING WALK |
| Legal Subdivision | WINDING WALK |
| Legal Lot Number | 358 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 2, POPLAR TENT |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 41307 |
Source: Cabarrus County records · APN 02001J0358.000000
Assessment roll updated September 23, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10197 FALLING LEAF DR NW, CONCORD, NC 28027-8103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 01, 2022 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Jul 07, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 14, 2020 | Warranty Deed, Transfer · Conventional with PMI PENNYMAC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 14, 2020 · Amount on Record |
| Deed Sale | Jul 14, 2020 · Amount on Record |
| Prior Sale | Oct 30, 2013 · Amount on Record |
| Deed Book / Page | 14326 / 203 |
| Last Transfer Date | Jul 01, 2021 |
| Transfer Doc | 0015310156 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 10197 FALLING LEAF DR NW, CONCORD, NC 28027-8103 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 10197 FALLING LEAF DR NW, CONCORD, NC 28027-8103 |
| Document Number | 0016097319 |
|---|---|
| Date | Jul 01, 2022 |
| Book Page | 16097/319 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45227 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jul 07, 2021 |
| Property Address | 10197 FALLING LEAF DR NW, CONCORD, NC 28027-8103 |
| Document Number | 0015310156 |
| Book / Page | 15310 / 156 |
| Map Reference | MB 50 PG 55 |
| Instrument Date | Jul 01, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10197 FALLING LEAF DR NW, CONCORD, NC 28027-8103 |
| Document Number | 0015310158 |
|---|---|
| Date | Jul 07, 2021 |
| Instrument | 15310/158 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jul 14, 2020 |
| Property Address | 10197 FALLING LEAF DR NW, CONCORD, NC 28027-8103 |
| Document Number | 14326203 |
| Book / Page | 014326 / 000203 |
| Instrument Date | Jul 14, 2020 |
| Instrument | 22142 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $765.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10197 FALLING LEAF DR NW CONCORD NC 280278103, CONCORD, NC 28027-8103 |
| Document Number | 14326205 |
|---|---|
| Date | Jul 14, 2020 |
| Book Page | 014326/000205 |
| Instrument | 22143 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 13, 2050 |
Source: Cabarrus County records · Assessment roll updated September 23, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Concord City |
| Unified School District | Cabarrus County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,872.00 (+29.11%) | $589,570 (+53.15%) Land $110,000 Building $479,570 | |
| 2024 | $589,570 (+53.15%) Land $110,000 Building $479,570 | ||
| 2023 | $4,548.00 | $384,950 Land $76,000 Building $308,950 | $384,950 Land $76,000 Building $308,950 |
Source: FEMA National Flood Hazard Layer as of July 1, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T, Uniti Group.
Based on FCC filings for 276 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF CONCORD serves 120,771 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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