10198 Colby Ave, Cupertino, CA 95014 Property Records

Santa Clara County property record for 10198 Colby Ave, Cupertino, CA 95014

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,552 sqft · built 1960
Lot Size	0.169 acres (7,373 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,020,000 (Dec 2009)
Tax Bill	$16,344 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Apr 2018 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`316-28-035`

Property Details

APN / Parcel Number

Primary APN	`316-28-035`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,552 sqft Living Area
Gross Area	1,408 sqft
1st Floor Area	1,408 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	7,373 sqft (0.169 acres)
Lot Dimensions	101 ft deep x 73 ft wide
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10198 COLBY AVE
City	CUPERTINO
State	CA
Zip	95014-2420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 2086 IDLEWILD GREENS BOOK 112 PAGE 40 PAGE 41 LOT 35
Legal Subdivision	IDLEWILD GREENS
Legal Tract	2086
Legal Lot Number	35
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1013
Census Tract	508101

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10198 COLBY AVE, CUPERTINO, CA 95014-2420
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage GENERAL MORTGAGE CAPITAL CORP
Apr 30, 2018	Deed of Trust, Mortgage · ARM JPMORGAN CHASE BANK NA
Oct 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage GENERAL MORTGAGE CAPITAL CORP
May 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Feb 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2009 · Amount on Record
Deed Sale	Dec 1, 2009 · Amount on Record
Prior Sale	Jan 10, 2006 · Amount on Record
Deed Document Number	200920523592
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	10198 COLBY AVE, CUPERTINO, CA 95014-2420
Transaction Type	Mortgage
Record Updated	Oct 28, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10198 COLBY AVE, CUPERTINO, CA 95014-2420

Mortgage

Document Number	0025139405
Date	Oct 21, 2021
Instrument	25139405

Lender

Name	GENERAL MORTGAGE CAPITAL CORP
Type	Mortgage Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	10198 COLBY AVE, CUPERTINO, CA 95014-2420
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023921759
Date	Apr 30, 2018
Instrument	23921759

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	May 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	10198 COLBY AVE, CUPERTINO, CA 95014-2420
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10198 COLBY AVE, CUPERTINO, CA 95014-2420

Mortgage

Document Number	0024656394
Date	Oct 15, 2020
Instrument	24656394

Lender

Name	GENERAL MORTGAGE CAPITAL CORP
Type	Mortgage Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	10198 COLBY AVE, CUPERTINO, CA 95014-2420
Document Number	0024527036
Instrument Date	May 28, 2020
Transaction Type	Mortgage
Record Updated	Jul 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	20198 COLBY AVE CUPERTINO CA 95014, CUPERTINO, CA 95014

Mortgage

Document Number	0024527036
Date	Jul 6, 2020
Instrument	24527036

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 5, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	10198 COLBY AVE, CUPERTINO, CA 95014-2420
Document Number	0024117062
Instrument Date	Feb 8, 2019
Transaction Type	Mortgage
Record Updated	Feb 27, 2019
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	10198 COLBY AVE CUPERTINO CA 950142420, CUPERTINO, CA 95014-2420

Mortgage

Document Number	0024117062
Date	Feb 14, 2019
Instrument	24117062

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, CA 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 13, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.12%

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Cupertino City
Elementary School District	Cupertino Union Elementary School District (KG - 08)
Secondary School District	Fremont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,342,960 (+2%) Land $1,007,223 Building $335,737
2025	$16,344.00 (+3.81%) Homeowner's exemption	$1,316,628 (+4.04%) Land $987,474 Building $329,154
2023	$15,744.00 (+0.63%) Homeowner's exemption	$1,265,503 Land $949,130 Building $316,373
2022	$15,646.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWSC LOS ALTOS SUBURBAN private · serves 63,559 people · EPA ID CA4310001
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 654 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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