10197 Colby Ave, Cupertino, CA 95014 Property Records

Santa Clara County property record for 10197 Colby Ave, Cupertino, CA 95014

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,551 sqft · built 1960
Lot Size0.169 acres (7,373 sqft)
Owner2 Individual Names on File
Last Sale$1,700,000 (Jan 2016)
Tax Bill$24,522 (2025)
Deeds & MortgagesDec 2021 Mortgage
Jan 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN316-28-042

Property Details

APN / Parcel Number

Primary APN316-28-042

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,551 sqft Living Area
Gross Area1,408 sqft
1st Floor Area1,408 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Architectural StyleCustom Design
Construction TypeWood
Lot Area7,373 sqft (0.169 acres)
Lot Dimensions101 ft deep x 73 ft wide
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchPorch

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address10197 COLBY AVE
CityCUPERTINO
StateCA
Zip95014-2419
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionTRACT 2086 IDLEWILD GREENS BOOK 112 PAGE 40 PAGE 41 LOT 22
Legal SubdivisionIDLEWILD GREENS
Legal Tract2086
Legal Lot Number22
JurisdictionSANTA CLARA CA
Township / Civil DivisionSAN JOSE
Census Block Group1
Census Block1014
Census Tract508101

Owner

10197 Colby Ave is owned and occupied by two individuals who bought it in January 2016.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record2 Individual Names on File
Mailing Address10197 COLBY AVE, CUPERTINO, CA 95014-2419
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Jan 15, 2020Deed of Trust, Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 27, 2016 · Amount on File
Deed SaleJan 27, 2016 · Amount on File
Deed Document Number201623206342
Prior Transfer DateAug 20, 2007
Prior Transfer Doc0019577793
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address10197 COLBY AVE, CUPERTINO, CA 95014-2419
Transaction TypeMortgage
Record UpdatedDec 13, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address22353 RIVERSIDE DR, CUPERTINO, CA 95014-3958

Mortgage

Document Number0025182221
DateDec 1, 2021
Instrument25182221
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2051

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address10197 COLBY AVE, CUPERTINO, CA 95014-2419
Document Number0024385157
Instrument DateJan 15, 2020
Transaction TypeMortgage
Record UpdatedJan 31, 2020
Title CompanyTITLE CONNECT LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address10197 COLBY AVE CUPERTINO CA 950142419, CUPERTINO, CA 95014-2419

Mortgage

Document Number0024385157
DateJan 21, 2020
Instrument24385157
Lender
NameBANK OF AMERICA
TypeBank
Address101 S TRYON ST, CHARLOTTE, NC 28280-0002
Agreement
AmountAmount on Record
Term360 Months
DueJan 20, 2050
Interest
Rate TypeAdjustable Rate
Rate2.25%

Tax Assessment & Valuation

The 2025 property tax bill for 10197 Colby Ave was $24,522.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityCupertino City
Elementary School DistrictCupertino Union Elementary School District (KG - 08)
Secondary School DistrictFremont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$2,052,694 (+2%) Land $1,539,523 Building $513,171
2025$24,522.00$2,012,446 Land $1,509,337 Building $503,109
2023$23,645.00 (+1.14%)$1,934,303 Land $1,450,729 Building $483,574
2022$23,379.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10197 Colby Ave in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 10197 Colby Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCWSC LOS ALTOS SUBURBAN
private · serves 63,559 people · EPA ID CA4310001
Water SourcePurchased surface water from several systems
Last State InspectionAug 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 654 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
1,000 / 75
Etheric Networks
Fixed Wireless
250 / 100
Ridge Wireless
Fixed Wireless
100 / 60
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: GeoLinks, T-Mobile.

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