10196 N Riverside Ln, Highland (American Fork), UT 84003 Property Records

Utah County property record for 10196 N Riverside Ln, Highland, UT 84003

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,194 sqft · built 2013
Lot Size	0.395 acres (17,217 sqft)
Owner	2 Individual Names on Record
Last Sale	$356,300 (Jan 2020)
Tax Bill	$4,578 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`46-816-0123`

Property Details

APN / Parcel Number

Primary APN	`46-816-0123`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,194 sqft Living Area
Gross Area	5,938 sqft
1st Floor Area	2,194 sqft
Basement Area	2,343 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	A-Frame
Exterior Material	Combination
Roof Type	Gable
Roof Material	Other
Lot Area	17,217 sqft (0.395 acres)
Garage Type	Attached
Garage Area	1,401 sqft
Parking Spaces	5 Parking Spaces
Porch	Open Slab
Porch Area	401 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	10196 N RIVERSIDE LN
City	HIGHLAND
State	UT
Zip	84003-8823
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 123, MOUNTAIN RIDGE, PHASE 1 SUB AREA 0.395 AC.
Legal Subdivision	MOUNTAIN RIDGE, PHASE 1 SUB
Legal Phase	1
Legal Lot Number	123
Jurisdiction	UTAH UT
Township / Civil Division	AMERICAN FORK-PLEASANT GROVE
Census Block Group	3
Census Block	3001
Census Tract	10219

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10196 N RIVERSIDE LN, HIGHLAND, UT 84003-8823
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2020	Deed of Trust, Mortgage UNITED WHOLESALE MTG
Jan 31, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST COLORADO MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2020 · Amount on Record
Deed Sale	Jan 31, 2020 · Amount on Record
Prior Sale	Jun 9, 2016 · Amount on Record
Deed Document Number	202012973
Prior Transfer Date	Jun 4, 2016
Prior Transfer Doc	0000052095
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	10196 N RIVERSIDE LN, HIGHLAND, UT 84003-8823
Document Number	0000128198
Instrument Date	Aug 21, 2020
Transaction Type	Mortgage
Record Updated	Sep 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10196 N RIVERSIDE LN HIGHLAND UT 840038823, HIGHLAND, UT 84003-8823

Mortgage

Document Number	0000128198
Date	Aug 26, 2020
Instrument	128198

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 25, 2050

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Jan 31, 2020
Property Address	10196 N RIVERSIDE LN, HIGHLAND, UT 84003-8823
Document Number	0000012973
Instrument Date	Jan 29, 2020
Instrument	12973:2020
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	HIGHLAND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10196 N RIVERSIDE LN, HIGHLAND, UT 84003-8823

Mortgage

Document Number	0000013003
Date	Jan 31, 2020
Instrument	13003:2020

Lender

Name	FIRST COLORADO MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Highland City
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$584,540 (-44.21%)	$1,062,800 (+1.43%) Land $522,300 Building $540,500
2025	$4,578.00	$1,047,800 (+109.21%) Land $474,900 Building $572,900	$1,047,800 (+15.07%) Land $474,900 Building $572,900
2024	$4,578.00 (+21.82%)
2023	$3,758.00 (-5.05%)	$500,830	$910,600 Land $411,200 Building $499,400
2022	$3,958.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Utah
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIGHLAND CITY serves 22,000 people · EPA ID UTAH25014
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Feb 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Utah Broadband.

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