Indian River County property record for 10195 Saint Augustine Ave, Vero Beach, FL 32963
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 6 ba · 4,654 sqft · built 2021 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $375,000 (May 2013) |
| Tax Bill | $53,379 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Oct 2021 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 31-39-14-00006-0610-00002.0 |
| Primary APN | 31-39-14-00006-0610-00002.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 6 Baths |
| Plumbing Fixtures | 19 Plumbing Fixtures |
| Building Area | 4,654 sqft Living Area |
| 2nd Floor Area | 1,601 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 175 ft deep x 65 ft wide |
| Garage Area | 793 sqft |
| Driveway | Driveway |
| Driveway Area | 403 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Pool Area | 700 sqft |
| Porch | Open Porch |
| Patio Area | 409 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 32515 |
|---|---|
| Street Address | 10195 SAINT AUGUSTINE AVE |
| City | VERO BEACH |
| State | FL |
| Zip | 32963-4927 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-3 |
| Legal Description | WINDSOR PLAT 23 PD PBI 16-59 LOT 2 BLK 61 LESS THE S 25.00 FT THEREOF INC HOWEVER THE S 6.00 FT OF LOT 3 LESS & EXCEPT THE W |
| Legal Range | 39 |
| Legal Township | 31 |
| Legal Section | 14 |
| Legal Subdivision | WINDSOR PLAT 23 PD |
| Legal Block | 61 |
| Legal Lot Number | 2-3 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 50506 |
Source: Indian River County records, as of March 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 10195 SAINT AUGUSTINE AVE, VERO BEACH, FL 32963-4927 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Jan 10, 2024 | Deed of Trust, Mortgage · Unknown MIDFIRST BANK |
| Oct 29, 2021 | Deed of Trust, Mortgage · Commercial Mortgage MIDFIRST BANK |
| Jul 27, 2021 | Deed of Trust, Mortgage · Line of Credit MIDFIRST BANK |
| Jun 3, 2018 | Loan Modification, Mortgage · Conventional Mortgage NORTH-SOUTH LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 3, 2013 · Amount on Record |
| Deed Sale | May 3, 2013 · Amount on Record |
| Prior Sale | Feb 20, 2012 · Amount on Record |
| Deed Document Number | 3120130027760 |
| Deed Book / Page | 2664 / 1024 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 10195 SAINT AUGUSTINE AVE, VERO BEACH, FL 32963-4927 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2024 |
| Name | Verified Name |
|---|---|
| Address | 10195 SAINT AUGUSTINE AVE, VERO BEACH, FL 32963-4927 |
| Document Number | 0036720789 |
|---|---|
| Date | Jan 10, 2024 |
| Book Page | 3672/789 |
| Instrument | 3120240001405 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | 11001 N ROCKWELL AVE, OKLAHOMA CITY, OK 73162 |
| Type | Unknown |
|---|---|
| Term | 179 Months |
| Due | Dec 22, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 10195 SAINT AUGUSTINE AVE, VERO BEACH, FL 32963-4927 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0034781972 |
|---|---|
| Date | Oct 29, 2021 |
| Book Page | 3478/1972 |
| Instrument | 3120210075808 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73162 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Oct 1, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 10195 SAINT AUGUSTINE AVE, VERO BEACH, FL 32963-4927 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 10195 SAINT AUGUSTINE AVE, VERO BEACH, FL 32963-4927 |
| Document Number | 0034480220 |
|---|---|
| Date | Jul 27, 2021 |
| Book Page | 3448/220 |
| Instrument | 3120210053817 |
| Name | MIDFIRST BANK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73162 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Apr 1, 2051 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 10195 SAINT AUGUSTINE AVE, VERO BEACH, FL 32963-4927 |
| Document Number | 0031230450 |
| Instrument Date | Jun 3, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 9, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Number | 0031230450 |
|---|---|
| Date | Jun 7, 2018 |
| Book Page | 003123/000450 |
| Instrument | 35027 |
| Name | NORTH-SOUTH LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Indian River County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $53,379.00 (+7.78%) | $3,772,229 (+5.99%) | $4,927,756 (+10.71%) Land $1,147,500 Building $3,780,256 |
| 2023 | $49,524.00 (+3%) | $3,559,144 (+3.52%) | $4,451,216 (+29.47%) Land $956,250 Building $3,494,966 |
| 2022 | $48,081.00 | $3,438,020 Land $592,875 Building $2,845,145 | $3,438,020 Land $592,875 Building $2,845,145 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 329 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 434 units insured incl. 105 condo units |
| Nearby Flood Claims | 8 (2004–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 14 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hotwire Communications Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
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