10190 Saint Augustine Ave, Vero Beach, FL 32963 Property Records

Indian River County property record for 10190 Saint Augustine Ave, Vero Beach, FL 32963

Property Summary

Property TypeSingle Family Home
Details5 bd · 7 ba · 5,442 sqft · built 2019
Lot Size0.31 acres (13,504 sqft)
Owner2 Individual Names on Record
Last Sale$684,000 (May 2016)
Tax Bill$48,253 (2025)
Deeds & MortgagesMar 2021 Line of Credit
Flood ZoneZone X (moderate risk)
APN31-39-14-00006-0510-00005.1

Property Details

APN / Parcel Number

Primary APN31-39-14-00006-0510-00005.1
Alternative APN
  • 131617

Interior

Bedrooms5 Beds
Full Baths7 Baths
Plumbing Fixtures21 Plumbing Fixtures
Building Area5,442 sqft Living Area
2nd Floor Area2,052 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Exterior MaterialConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialMetal
Lot Area13,504 sqft (0.31 acres)
Lot Dimensions190 ft deep x 72 ft wide
Garage Area1,080 sqft

Exterior Amenities

Pool Area1 sqft
PorchOpen Porch
Patio Area176 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number131617
Street Address10190 SAINT AUGUSTINE AVE
CityVERO BEACH
StateFL
Zip32963-4926
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-3
Legal DescriptionWINDSOR PLAT 23 PD BLK 51 LOT 5 LESS N 72 FT & ALL OF LOT 6 PBI 16-59; TOGETHER WITH PARCEL DESC AS; BEGIN AT NE COR OF LOT 5
Legal Range39
Legal Township31
Legal Section14
Legal SubdivisionWINDSOR PLAT 23 PD
Legal Block51
Legal Lot Number5-6
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group3
Census Block3019
Census Tract50506

Owner

Source: Indian River County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10190 SAINT AUGUSTINE AVE, VERO BEACH, FL 32963-4926
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 5, 2016 · Amount on Record
Deed SaleMay 5, 2016 · Amount on Record
Deed Document Number0002932426
Deed Book / Page2932 / 426
Record UpdatedJun 8, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address10190 SAINT AUGUSTINE AVE, VERO BEACH, FL 32963-4926
Transaction TypeMortgage
Record UpdatedApr 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address10190 SAINT AUGUSTINE AVE, VERO BEACH, FL 32963-4926

Mortgage

Document Number0034010861
DateMar 23, 2021
Book Page3401/861
Instrument3120210019746
Lender
NameFIRST REPUBLIC BANK
TypeBank
AddressSAN FRANCISCO, CA 94111
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMar 26, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$48,253.00 (+7.83%)$3,411,342 (+5.99%)$5,241,162 (+10.81%) Land $1,275,000 Building $3,966,162
2023$44,748.00 (+2.48%)$3,218,641 (+3%)$4,729,875 (+29.23%) Land $1,062,500 Building $3,667,375
2022$43,665.00$3,124,894$3,659,995 Land $658,750 Building $3,001,245

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 329 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies434 units insured
incl. 105 condo units
Nearby Flood Claims8 (2004–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Matthew, Oct 2016 · 2 claims
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN RIVER COUNTY UTILITIES (2 WTPS)
serves 126,893 people · EPA ID FL3314052
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: Hotwire Communications.

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