Culpeper County property record for 10194 Quartz Ave, Culpeper, VA 22701
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,378 sqft · built 2017 |
| Lot Size | 2.11 acres (91,912 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $409,501 (Jun 2017) |
| Tax Bill | $2,675 (2025) |
| Deeds & Mortgages | Feb 2024 Refinance Apr 2023 Second Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 39-Q-1-52 |
| Primary APN | 39-Q-1-52 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,378 sqft Living Area |
| Basement Area | 1,664 sqft |
| Unfinished Basement | 1,664 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 91,912 sqft (2.11 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 23208 |
|---|---|
| Street Address | 10194 QUARTZ AVE |
| City | CULPEPER |
| State | VA |
| Zip | 22701-8082 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | STONE RIDGE SUBDIVISION LOT 52 PLT FOLDER 1/45-52 |
| Legal Subdivision | STONE RIDGE SUBDIVISION |
| Legal Lot Number | 52 |
| Jurisdiction | CULPEPER VA |
| Township / Civil Division | SALEM |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 930203 |
Source: Culpeper County records, as of June 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10194 QUARTZ AVE, CULPEPER, VA 22701-8082 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Feb 16, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance THIRD FEDERAL SAVINGS & LOAN ASSOCIATION |
| Apr 4, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage VIRGINIA CREDIT UNION INC |
| Sep 24, 2024 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FEDERAL SAVINGS & LOAN ASSOCIATION |
| Nov 13, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance NEW AMERICAN FUNDING |
| Aug 9, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Jan 20, 2018 | Deed of Trust, Mortgage · Conventional Mortgage VIRGINIA CU |
| Jun 5, 2017 | Warranty Deed, Transfer · Conventional Mortgage UNION MORTGAGE GROUP INC |
| Jun 5, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 5, 2017 · Amount on Record |
| Deed Sale | Jun 5, 2017 · Amount on Record |
| Deed Document Number | 20172983 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CULPEPER VA |
| Property Address | 10194 QUARTZ AVE, CULPEPER, VA 22701-8082 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2025 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0240000613 |
|---|---|
| Date | Feb 16, 2024 |
| Instrument | 240000613 |
| Name | THIRD FEDERAL SAVINGS & LOAN ASSOCIATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 14, 2044 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CULPEPER VA |
| Property Address | 10194 QUARTZ AVE, CULPEPER, VA 22701-8082 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0230001301 |
|---|---|
| Date | Apr 4, 2023 |
| Instrument | 230001301 |
| Name | VIRGINIA CREDIT UNION INC |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 28, 2038 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CULPEPER VA |
| Property Address | 10194 QUARTZ AVE, CULPEPER, VA 22701-8082 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0240004267 |
|---|---|
| Date | Sep 24, 2024 |
| Instrument | 240004267 |
| Name | THIRD FEDERAL SAVINGS & LOAN ASSOCIATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 20, 2044 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CULPEPER VA |
| Property Address | 10194 QUARTZ AVE, CULPEPER, VA 22701-8082 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | VANTAGE POINT TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0200008111 |
|---|---|
| Date | Nov 13, 2020 |
| Instrument | 200008111 |
| Name | NEW AMERICAN FUNDING |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CULPEPER VA |
| Property Address | 10194 QUARTZ AVE, CULPEPER, VA 22701-8082 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | ADVANTAGE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 170004282 |
|---|---|
| Date | Aug 9, 2017 |
| Instrument | 170004282 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CULPEPER VA |
| Property Address | 10194 QUARTZ AVE, CULPEPER, VA 22701-8082 |
| Document Number | 180000467 |
| Instrument Date | Jan 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2018 |
| Name | Verified Name |
|---|
| Document Number | 180000467 |
|---|---|
| Date | Jan 29, 2018 |
| Instrument | 467 |
| Name | VIRGINIA CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 28, 2033 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CULPEPER VA |
| Recording Date | Jun 5, 2017 |
| Property Address | 10194 QUARTZ AVE, CULPEPER, VA 22701-8082 |
| Document Number | 170002983 |
| Instrument Date | May 31, 2017 |
| Instrument | 170002983 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2021 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 170002984 |
|---|---|
| Date | Jun 5, 2017 |
| Instrument | 170002984 |
| Name | UNION MORTGAGE GROUP INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CULPEPER VA |
| Recording Date | Jun 5, 2017 |
| Property Address | 10194 QUARTZ AVE, CULPEPER, VA 22701-8082 |
| Document Number | 170002982 |
| Instrument Date | Feb 3, 2016 |
| Instrument | 2982 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $85.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 10104 QUARTZ AVE CULPEPER VA 22701, CULPEPER, VA 22701 |
Source: Culpeper County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Culpeper County |
| Unified School District | Culpeper County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,675.00 | $622,200 (+5.3%) Land $144,400 Building $477,800 | $622,200 (+5.3%) Land $144,400 Building $477,800 |
| 2024 | $2,675.00 (-1.58%) | ||
| 2023 | $2,718.00 | $590,900 Land $137,400 Building $453,500 | $590,900 Land $137,400 Building $453,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 25, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Virginia Broadband Fixed Wireless · not low latency | 100 / 25 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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