10181 Quartz Ave, Culpeper, VA 22701 Property Records

Culpeper County property record for 10181 Quartz Ave, Culpeper, VA 22701

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,964 sqft · built 2016
Lot Size	2.85 acres (124,146 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,856 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Aug 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`39-Q-1-16`

Property Details

APN / Parcel Number

Primary APN	`39-Q-1-16`
Alternative APN	`23174`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,964 sqft Living Area
Basement Area	1,360 sqft
Unfinished Basement	1,360 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable
Lot Area	124,146 sqft (2.85 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	23174
Street Address	10181 QUARTZ AVE
City	CULPEPER
State	VA
Zip	22701-8050
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	STONE RIDGE SUBDIVISION LOT 16 PLT FOLDER 1/45-52
Legal Subdivision	STONE RIDGE SUBDIVISION
Legal Lot Number	16
Jurisdiction	CULPEPER VA
Township / Civil Division	SALEM
Census Block Group	3
Census Block	3026
Census Tract	930203

Owner

10181 Quartz Ave is owned and occupied by two individuals who acquired it in January 2025.

Source: Culpeper County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10181 QUARTZ AVE, CULPEPER, VA 22701-8050
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Aug 6, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Jan 2, 2025	Intrafamily Transfer, Transfer · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE LLC
Jan 7, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS LLC
Aug 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2025
Deed Sale	Jan 2, 2025
Prior Sale	Aug 17, 2016 · Amount on File
Deed Document Number	202513
Prior Transfer Date	Dec 26, 2024
Prior Transfer Doc	0000000013
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	10181 QUARTZ AVE, CULPEPER, VA 22701-8050
Transaction Type	Mortgage
Record Updated	Apr 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10181 QUARTZ AVE, CULPEPER, VA 22701-8050

Mortgage

Document Number	0260001594
Date	Mar 31, 2026
Instrument	260001594

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	10181 QUARTZ AVE, CULPEPER, VA 22701-8050
Transaction Type	Mortgage
Record Updated	Nov 7, 2025
Title Company	SOLIDIFI TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210007016
Date	Aug 6, 2021
Instrument	210007016

Lender

Name	TRUIST BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jul 15, 2051

Interest

Rate Type	Adjustable Rate

January 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CULPEPER VA
Recording Date	Jan 2, 2025
Property Address	10181 QUARTZ AVE, CULPEPER, VA 22701-8050
Document Number	0250000013
Instrument Date	Dec 26, 2024
Instrument	250000013
Transaction Type	Transfer
Record Updated	Nov 7, 2025
Title Company	TRANSTAR NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10181 QUARTZ AVE, CULPEPER, VA 22701-8050

Mortgage

Document Number	0250000014
Date	Jan 2, 2025
Instrument	250000014

Lender

Name	UNITED WHOLESALE MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2055

Interest

Rate Type	Fixed Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	10181 QUARTZ AVE, CULPEPER, VA 22701-8050
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210000169
Date	Jan 7, 2021
Instrument	210000169

Lender

Name	QUICKEN LOANS LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.99%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	10181 QUARTZ AVE, CULPEPER, VA 22701-8050
Document Number	180004209
Instrument Date	Aug 8, 2018
Transaction Type	Mortgage
Record Updated	Sep 4, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	180004209
Date	Aug 10, 2018
Instrument	4209

Lender

Name	SPRING EQ LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 9, 2038

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 10181 Quartz Ave was $2,856.

Source: Culpeper County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Culpeper County
Unified School District	Culpeper County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,856.00	$664,200 Land $150,700 Building $513,500	$664,200 Land $150,700 Building $513,500
2024	$2,856.00 (-0.97%)
2023	$2,884.00	$627,100 Land $143,700 Building $483,400	$627,100 Land $143,700 Building $483,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10181 Quartz Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 25, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10181 Quartz Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Virginia Broadband Fixed Wireless · not low latency	100 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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