10190 Winston Dr, Frederick, MD 21701 Property Records

Frederick County property record for 10190 Winston Dr, Frederick, MD 21701 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,280 sqft · built 1978
Lot Size0.61 acres (26,571 sqft)
Owner2 Individual Names on File
Last Sale$244,000 (Jun 2012)
Tax Bill$4,362 (2024)
Deeds & MortgagesApr 2023 Mortgage
Mar 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN13-304076

Property Details

APN / Parcel Number

Primary APN13-304076
Alternative APN
  • 304076

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,280 sqft Living Area
1st Floor Area1,464 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleSplit Level
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area26,571 sqft (0.61 acres)

Exterior Amenities

Pool Area840 sqft
Patio Area100 sqft
Shed1 Shed
Shed Area506 sqft

Utilities, Heating & Cooling

Heating FuelElectric
SewerConnected

Location & Zoning

Account Number304076
Street Address10190 WINSTON DR
CityFREDERICK
StateMD
Zip21701-3353
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 0.61 AC N/S WINSTON DR. NR. MT. PLEASANT
Legal SubdivisionPLEASANT HEIGHTS
Legal Lot Number4
JurisdictionFREDERICK MD
Township / Civil Division13, MOUNT PLEASANT
Census Block Group1
Census Block1000
Census Tract751701

Owner

Source: Frederick County records · APN 13-304076

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address10190 WINSTON DR, FREDERICK, MD 21701-3353
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 18, 2023Intrafamily Transfer, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Mar 01, 2017Deed of Trust, Mortgage · Commercial Mortgage
PNC BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 26, 2012 · Amount on Record
Deed SaleJun 26, 2012 · Amount on Record
Prior SaleMay 29, 1991 · Amount on Record
Deed Book / Page8954 / 23
Last Transfer DateApr 11, 2023
Transfer Doc0164060196
Record UpdatedJun 08, 2026

April 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFREDERICK MD
Recording DateApr 18, 2023
Property Address10190 WINSTON DR, FREDERICK, MD 21701-3353
Document Number0164060196
Book / Page16406 / 196
Map ReferenceMB 4 FO 121
Instrument DateOct 16, 2021
Transaction TypeTransfer
Record UpdatedMay 04, 2023
Title CompanyAMROCK INC, AMROCK LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address10190 WINSTON DR, FREDERICK, MD 21701-3353

Mortgage

Document Number0016406201
DateApr 18, 2023
Instrument16406/201
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term223 Months
DueNov 01, 2041

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address10190 WINSTON DR, FREDERICK, MD 21701-3353
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0116920313
DateMar 01, 2017
Book Page11692/0313
Instrument11692-0313
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term119 Months
DueFeb 17, 2027
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$399,100 (+16.66%) Land $144,000 Building $255,100$399,100 (-) Land $144,000 Building $255,100
2024$4,362.00 (+8.48%)
2023$4,021.00 Homeowner's exemption$342,100$399,100 Land $144,000 Building $255,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217517011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims7 (1983–2012)
Claims Outside the SFHA4 of 7
Most Recent ClaimOct 2012, tidal / storm surge, Hurricane Sandy
Claims By Storm
  • Severe Storms And Flooding, Jan 1996 · 3 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 120 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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