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10189 Winston Dr, Frederick, MD 21701 Property Records

Frederick County property record for 10189 Winston Dr, Frederick, MD 21701 · Last verified September 2023

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,652 sqft · built 1988
Lot Size2.45 acres (106,722 sqft)
OwnerIndividual Name on File
Last Sale$435,000 (Sep 2021)
Tax Bill$4,550 (2023)
Deeds & MortgagesSep 2021 Sale & Mortgage
Jan 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN13-296685

Property Details

APN / Parcel Number

Primary APN13-296685
Alternative APN
  • 296685

Interior

Full Baths3 Baths
Stories1 Story
Building Area1,652 sqft Total Area
1st Floor Area1,652 sqft
Basement Area500 sqft
Finished Basement500 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area106,722 sqft (2.45 acres)
Garage TypeAttached
Garage Area456 sqft
Parking Spaces2 Parking Spaces
Deck Area380 sqft
Patio Area684 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number296685
Street Address10189 WINSTON DR
CityFREDERICK
StateMD
Zip21701-3352
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 1 SECT 2 2.45 AC PLEASANT HGTS. NR. MT. PLEASANT
Legal SubdivisionPLEASANT HEIGHTS
Legal Lot Number1
JurisdictionFREDERICK MD
Township / Civil Division13, MOUNT PLEASANT
Census Block Group1
Census Block1000
Census Tract751701

Owner

Source: Frederick County records · APN 13-296685

Assessment roll updated July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address10189 WINSTON DR, FREDERICK, MD 21701-3352
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 01, 2021Deed, Transfer · Conventional Mortgage
EMBRACE HOME LOANS INC
Jan 25, 2017Grant Deed, Transfer · VA Mortgage
CENTURY LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 01, 2021 · Amount on Record
Deed SaleSep 01, 2021 · Amount on Record
Prior SaleJan 25, 2017 · Amount on Record
Deed Document Number0001524893
Deed Book / Page15248 / 93
Record UpdatedJun 07, 2026

September 2021: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateSep 01, 2021
Property Address10189 WINSTON DR, FREDERICK, MD 21701-3352
Document Number0152480093
Book / Page15248 / 93
Map ReferenceMB 5 PG 118
Instrument DateAug 24, 2021
Transaction TypeTransfer
Record UpdatedSep 10, 2021
Title CompanyREGIS TITLE LLC, RGS TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,087.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4307 WENDY CT, 4307, MONROVIA, MD 21770-9248

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address10189 WINSTON DR, FREDERICK, MD 21701-3352

Mortgage

Document Number1524899
DateSep 01, 2021
Instrument15248/99
Lender
NameEMBRACE HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2051

January 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateJan 25, 2017
Property Address10189 WINSTON DR, FREDERICK, MD 21701-3352
Document Number0116340337
Book / Page011634 / 000337
Instrument DateJan 17, 2017
Transaction TypeTransfer
Record UpdatedJun 27, 2017
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$330.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address10189 WINSTON DR FREDERICK MD 217013352, FREDERICK, MD 21701-3352

Mortgage

Document Number116340346
DateJan 25, 2017
Book Page011634/000346
Lender
NameCENTURY LNDG
AddressLOUISVILLE, KY 40223
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 24, 2047

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated July 1, 2023 · Last verified September 2023

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$4,550.00$375,667$434,600 Land $170,900 Building $263,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217517011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims7 (1983–2012)
Claims Outside the SFHA4 of 7
Most Recent ClaimOct 2012, tidal / storm surge, Hurricane Sandy
Claims By Storm
  • Severe Storms And Flooding, Jan 1996 · 3 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 120 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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