10190 Stern Ave, Cupertino, CA 95014 Property Records

Santa Clara County property record for 10190 Stern Ave, Cupertino, CA 95014

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,061 sqft · built 1999
Lot Size0.14 acres (6,099 sqft)
OwnerCompany Name on Record
Last Sale$1,475,000 (Apr 2008)
Tax Bill$23,644 (2025)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone D (undetermined)
APN375-12-003

Property Details

APN / Parcel Number

Primary APN375-12-003

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,061 sqft Living Area
1st Floor Area1,401 sqft
2nd Floor Area1,660 sqft
Family RoomFamily Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleL-Shape
Construction TypeWood
Lot Area6,099 sqft (0.14 acres)
Lot Dimensions107 ft deep x 57 ft wide
Garage Area521 sqft
Parking Spaces2 Parking Spaces
PorchPorch

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address10190 STERN AVE
CityCUPERTINO
StateCA
Zip95014-3667
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionTRACT 1004 BOOK 40 PAGE 29 LOT 296
Legal SubdivisionMANSION GROVE
Legal Tract1004
Legal Lot Number296
JurisdictionSANTA CLARA CA
Township / Civil DivisionSAN JOSE
Census Block Group1
Census Block1011
Census Tract508004

Owner

Source: Santa Clara County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address10190 STERN AVE, CUPERTINO, CA 95014-3667
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 17, 2008 · Amount on Record
Deed SaleApr 17, 2008 · Amount on Record
Prior SaleMay 6, 1999 · Amount on Record
Deed Document Number200819817005
Last Transfer DateOct 10, 2013
Transfer Doc0022419161
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address10190 STERN AVE, CUPERTINO, CA 95014-3667
Transaction TypeMortgage
Record UpdatedMar 17, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address10190 STERN AVE, CUPERTINO, CA 95014-3667

Mortgage

Document Number0024862469
DateMar 8, 2021
Instrument24862469
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMar 1, 2041

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityCupertino City
Elementary School DistrictCupertino Union Elementary School District (KG - 08)
Secondary School DistrictFremont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,976,171 (+2%) Land $1,877,306 Building $98,865
2025$23,644.00 (+3.96%) Homeowner's exemption$1,937,424 (+4.04%) Land $1,840,497 Building $96,927
2023$22,743.00 (+1.23%) Homeowner's exemption$1,862,193 Land $1,769,029 Building $93,164
2022$22,467.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1980–1998)
Claims Outside the SFHA1 of 3
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN JOSE WATER
private · serves 1,039,920 people · EPA ID CA4310011
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jun 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
1,000 / 75
Etheric Networks
Fixed Wireless
250 / 100
Ridge Wireless
Fixed Wireless
100 / 60
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks.

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