10161 Stern Ave, Cupertino, CA 95014 Property Records

Santa Clara County property record for 10161 Stern Ave, Cupertino, CA 95014

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,625 sqft · built 1996
Lot Size	0.121 acres (5,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$3,738,000 (Jan 2026)
Tax Bill	$17,818 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Dec 2025 Mortgage
Flood Zone	Zone D (undetermined)
APN	`375-11-063`

Property Details

APN / Parcel Number

Primary APN	`375-11-063`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,625 sqft Living Area
1st Floor Area	1,324 sqft
2nd Floor Area	1,301 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Tile
Lot Area	5,250 sqft (0.121 acres)
Lot Dimensions	105 ft deep x 50 ft wide
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10161 STERN AVE
City	CUPERTINO
State	CA
Zip	95014-3666
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 1004 BOOK 40 PAGE 29 LOT 3
Legal Subdivision	MANSION GROVE
Legal Tract	1004
Legal Lot Number	3
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1010
Census Tract	508004

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10161 STERN AVE, CUPERTINO, CA 95014-3666
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2026	Grant Deed, Transfer · Conventional Mortgage HSBC BANK USA
Dec 29, 2025	Correction Deed · Conventional Mortgage AXOS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2026 · Amount on Record
Deed Sale	Jan 23, 2026 · Amount on Record
Prior Sale	Jan 9, 1997 · Amount on Record
Deed Document Number	202625934131
Prior Transfer Date	Jan 5, 1998
Prior Transfer Doc	0014003538
Record Updated	Oct 29, 2026

January 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jan 23, 2026
Property Address	10161 STERN AVE, CUPERTINO, CA 95014-3666
Document Number	0025934131
Map Reference	MB 40 PG 29 & 30
Instrument Date	Jan 15, 2026
Instrument	25934131
Transaction Type	Transfer
Record Updated	Feb 2, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,111.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	10161 STEM AVE, CUPERTINO, CA 95014

Mortgage

Document Number	0025934132
Date	Jan 23, 2026
Instrument	25934132

Lender

Name	HSBC BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2031
Change Frequency	6 Months
Min Rate At Change	3.12%
Max Rate At Change	7.12%
Index	Other
Margin	3
Max Rate	10.1%

December 2025: Correction Deed

Document Type	Correction Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 29, 2025
Property Address	10161 STERN AVE, CUPERTINO, CA 95014-3666
Document Number	0025924428
Map Reference	MB 40 PG 29 & 30
Instrument Date	Dec 19, 2025
Instrument	25924428
Record Updated	Jan 19, 2026
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10161 STERN AVE, CUPERTINO, CA 95014-3666

Mortgage

Document Number	0025929042
Date	Dec 29, 2025
Instrument	25929042

Lender

Name	AXOS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	14 Months
Due	Feb 1, 2027

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Cupertino City
Elementary School District	Cupertino Union Elementary School District (KG - 08)
Secondary School District	Fremont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,998,777 (+108.7%) Land $2,261,665 Building $737,112
2025	$17,818.00 (+2.96%) Homeowner's exemption	$1,436,865 (+4.04%) Land $1,061,569 Building $375,296
2024	$17,306.00 (+1.11%)
2023	$17,116.00 (+0.91%) Homeowner's exemption	$1,381,072 Land $1,020,348 Building $360,724
2022	$16,961.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1980–1998)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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