1019 Tower Park Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 1019 Tower Park Dr, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,104 sqft · built 1997
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$252,500 (Nov 2012)
Tax Bill	$4,431 (2025)
Deeds & Mortgages	Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A973001552`

Property Details

APN / Parcel Number

Primary APN	`A973001552`
Alternative APN	`3-0036-7647-00-0075.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,104 sqft Living Area
Gross Area	3,694 sqft
1st Floor Area	1,174 sqft
Basement Area	1,138 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	452 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	150 sqft
Patio Area	1,041 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A973001552
Street Address	1019 TOWER PARK DR
City	SAINT CHARLES
State	MO
Zip	63304-5029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAMBRIDGE EST #1 LOT 75
Legal Subdivision	CAMBRIDGE EST #1
Legal Lot Number	75
Jurisdiction	ST CHARLES MO
Township / Civil Division	HARVESTER
Census Block Group	2
Census Block	2005
Census Tract	311150

Owner

1019 Tower Park Dr is owned and occupied by an individual who bought it in November 2012.

Source: St. Charles County records, as of August 13, 2025

Owner of Record	Individual Name on File
Mailing Address	1019 TOWER PARK DR, SAINT CHARLES, MO 63304-5029
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2012 · Amount on File
Deed Sale	Nov 1, 2012 · Amount on File
Prior Sale	Feb 6, 2008 · Amount on File
Deed Document Number	2012839290
Deed Book / Page	5887 / 2380
Prior Transfer Date	Oct 17, 2012
Prior Transfer Doc	0058872377
Record Updated	Jun 8, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1019 TOWER PARK DR, SAINT CHARLES, MO 63304-5029
Document Number	0069521633
Instrument Date	Jul 20, 2018
Transaction Type	Mortgage
Record Updated	Aug 9, 2018
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 BROOKSHIRE DR ST PETERS MO 633762065, ST PETERS, MO 63376-2065

Mortgage

Document Number	0069521633
Date	Jul 24, 2018
Book Page	006952/001633
Instrument	417940

Lender

Name	MORTGAGE ELECTRONIC REGISTRATI
Address	FLINT, MI 48501-2026

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 23, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1019 Tower Park Dr was $4,431, up 7.3% from the year before.

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,431.00 (+7.31%)	$74,737	$393,352 Building $393,352
2024	$4,129.00
2023		$69,175
2022			$364,079 Land $50,000 Building $314,079

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1019 Tower Park Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1019 Tower Park Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20