St. Charles County property record for 1013 Tower Park Dr, Saint Charles, MO 63304
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,918 sqft · built 1997 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $406,980 (Jun 2026) |
| Tax Bill | $3,995 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Apr 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | A973001553 |
| Primary APN | A973001553 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,918 sqft Living Area |
| Gross Area | 3,282 sqft |
| 1st Floor Area | 974 sqft |
| Basement Area | 944 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 125 sqft |
| Patio Area | 120 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | A973001553 |
|---|---|
| Street Address | 1013 TOWER PARK DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-5029 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CAMBRIDGE EST #1 LOT 76 |
| Legal Subdivision | CAMBRIDGE EST #1 |
| Legal Lot Number | 76 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 311150 |
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1013 TOWER PARK DR, SAINT CHARLES, MO 63304-5029 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Jun 16, 2026 | Special Warranty Deed, Transfer · Conventional Mortgage BELL BANK |
| Apr 14, 2026 | Affidavit, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 16, 2026 · Amount on Record |
| Deed Sale | Jun 16, 2026 · Amount on Record |
| Prior Sale | Jun 11, 2014 · Amount on Record |
| Deed Document Number | 202628008 |
| Prior Transfer Date | Apr 29, 2025 |
| Prior Transfer Doc | 0000018295 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 16, 2026 |
| Property Address | 1013 TOWER PARK DR, SAINT CHARLES, MO 63304-5029 |
| Document Number | 0000028008 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 202628008 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2026 |
| Title Company | ETC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1013 TOWER PARK DR, SAINT CHARLES, MO 63304-5029 |
| Document Number | 0000028009, |
|---|---|
| Date | Jun 16, 2026 |
| Instrument | 202628009 |
| Name | BELL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 14, 2026 |
| Property Address | 1013 TOWER PARK DR, SAINT CHARLES, MO 63304-5029 |
| Document Number | 0000017160 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 202617160 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $67,334 (-) | $354,389 (-) Building $354,389 | |
| 2025 | $3,995.00 (+9.12%) | $67,334 (+9.89%) | $354,389 (+9.89%) Building $354,389 |
| 2024 | $3,661.00 | ||
| 2023 | $61,274 | ||
| 2022 | $322,493 Land $50,000 Building $272,493 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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