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1019 Terraces Ln, Hampstead, NC 28443 Property Records

Pender County property record for 1019 Terraces Ln, Hampstead, NC 28443 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 2,912 sqft · built 2024
Lot Size0.189 acres (8,276 sqft)
OwnerIndividual Name on File
Last Sale$490,000 (Dec 2024)
Tax Bill$2,170 (2025)
Deeds & MortgagesSep 2022 Mortgage
Dec 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN4215-87-7698-0000

Property Details

APN / Parcel Number

Primary APN4215-87-7698-0000
Alternative APN
  • 000061229

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories2 Stories
Building Area2,912 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2024
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area8,276 sqft (0.189 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number000061229
Street Address1019 TERRACES LN
CityHAMPSTEAD
StateNC
Zip28443-7264
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 62 PB 70/97 THE TERRACES PH 3
Legal SubdivisionTHE TERRACES PH 3
Legal Phase3
Legal Lot Number62
JurisdictionPENDER NC
Township / Civil DivisionTOPSAIL
Census Block Group2
Census Block2001
Census Tract920104

Owner

Source: Pender County records · APN 4215-87-7698-0000

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address11033 POUND HILL LN, CHARLOTTE, NC 28277-2761
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2022Deed of Trust, Mortgage · Commercial Mortgage
WHITNEY BANK
Dec 12, 2024Warranty Deed, Subdivision Related Transfer · VA Mortgage
GUARANTEED RATE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 12, 2024 · Amount on Record
Deed SaleDec 12, 2024 · Amount on Record
Deed Document Number0016194852
Deed Book / Page1619 / 4852
Record UpdatedJun 08, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPENDER NC
Property Address1019 TERRACES LN, HAMPSTEAD, NC 28443-7264
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0047980154
DateSep 20, 2022
Book Page4798/154
Lender
NameWHITNEY BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

December 2024: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionPENDER NC
Recording DateDec 12, 2024
Property Address1019 TERRACES LN, HAMPSTEAD, NC 28443-7264
Document Number0048521619
Book / Page4852 / 1619
Map ReferenceMB 70 PG 97
Instrument DateDec 06, 2024
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 27, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$980.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address402 N 4TH ST, BATON ROUGE, LA 70802-5506

Transferred To (Grantee/Buyer)

NameVerified Name
Address11033 POUND HILL LN, CHARLOTTE, NC 28277-2761

Mortgage

Document Number0048521622
DateDec 12, 2024
Instrument4852-1622
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2055

Tax Assessment & Valuation

Source: Pender County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyPender County
MunicipalitySurf City Town
Unified School DistrictPender County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,170.00$466,631 Land $32,708 Building $433,923$466,631 Land $32,708 Building $433,923

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pender County (37141C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371419201042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 136 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies136 in force
Nearby Flood Claims4 (2018)
Claims Outside the SFHA1 of 4
Most Recent ClaimSep 2018, tidal / storm surge, Hurricane Florence
Claims By Storm
  • Hurricane Florence, Sep 2018 · 4 claims

Wildfire

Wildfire RiskModerate
above 58% of the US · above 81% of North Carolina
Wildfire LikelihoodAbout 1 in 893 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 128 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: Spectrum, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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