1011 Terraces Ln, Hampstead, NC 28443 Property Records

Pender County property record for 1011 Terraces Ln, Hampstead, NC 28443 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,260 sqft · built 2022
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$432,500 (Dec 2022)
Tax Bill	$2,113 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Feb 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4215-87-7414-0000`

Property Details

APN / Parcel Number

Primary APN	`4215-87-7414-0000`
Alternative APN	`000049584`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,260 sqft Living Area

Exterior

Year Built	Built 2022
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	10,890 sqft (0.25 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	000049584
Street Address	1011 TERRACES LN
City	HAMPSTEAD
State	NC
Zip	28443-7264
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 66 PB 67/107 THE TERRACES PH 1
Legal Phase	1
Legal Lot Number	66
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	2
Census Block	2001
Census Tract	920104

Owner

Source: Pender County records · APN 4215-87-7414-0000

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1011 TERRACES LN, HAMPSTEAD, NC 28443-7264
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Feb 28, 2024	Deed of Trust, Mortgage · VA Mortgage RESOURCE FINANCIAL SERVICES INC
Dec 19, 2022	Warranty Deed, Subdivision Related Transfer · VA Mortgage RESOURCE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 19, 2022 · Amount on Record
Deed Sale	Dec 19, 2022 · Amount on Record
Deed Document Number	0021544803
Deed Book / Page	2154 / 4803
Record Updated	Jun 08, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	1011 TERRACES LN, HAMPSTEAD, NC 28443-7264
Transaction Type	Mortgage
Record Updated	Dec 09, 2025
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1011 TERRACES LN, HAMPSTEAD, NC 28443-7264

Mortgage

Document Number	0048781967
Date	Nov 25, 2025
Book Page	4878/1967

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Dec 01, 2053

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	1011 TERRACES LN, HAMPSTEAD, NC 28443-7264
Transaction Type	Mortgage
Record Updated	Apr 02, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048310757
Date	Feb 28, 2024
Book Page	4831/757

Lender

Name	RESOURCE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	COLUMBIA, SC 29201

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2054

December 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Dec 19, 2022
Property Address	1011 TERRACES LN, HAMPSTEAD, NC 28443-7264
Document Number	0048032154
Book / Page	4803 / 2154
Map Reference	MB 67 PG 107
Instrument Date	Dec 09, 2022
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 23, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$865.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1011 TERRACES LN, HAMPSTEAD, NC 28443-7264

Mortgage

Document Number	0048032158
Date	Dec 19, 2022
Instrument	4803-2158

Lender

Name	RESOURCE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2053

Tax Assessment & Valuation

Source: Pender County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Municipality	Surf City Town
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,113.00 (+432.24%)	$408,149 (+60.31%) Land $38,063 Building $370,086	$408,149 (+60.31%) Land $38,063 Building $370,086
2023		$254,604 (+372.36%) Land $53,900 Building $200,704	$254,604 (+372.36%) Land $53,900 Building $200,704
2022	$397.00	$53,900 Land $53,900	$53,900 Land $53,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pender County (37141C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371419201042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 136 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	136 in force
Nearby Flood Claims	4 (2018)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2018, tidal / storm surge, Hurricane Florence
Claims By Storm	Hurricane Florence, Sep 2018 · 4 claims

Wildfire

Wildfire Risk	Moderate above 58% of the US · above 81% of North Carolina
Wildfire Likelihood	About 1 in 893 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 128 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Spectrum, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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