St. Charles County property record for 1019 S Main St, Saint Charles, MO 63301
| Property Type | Commercial |
|---|---|
| Details | 6 bd · 3 ba · 3,110 sqft · built 1910 |
| Lot Size | 0.219 acres (9,550 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $167,500 (Jan 2003) |
| Tax Bill | $5,730 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 001480A000 |
| Primary APN | 001480A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,110 sqft Total Area |
| 1st Floor Area | 3,266 sqft |
| Year Built | Built 1910 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Lot Area | 9,550 sqft |
| Lot Dimensions | 50 ft deep x 191 ft wide |
| Garage Type | Attached |
| Porch | Porch |
| Porch Area | 125 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 001480A000 |
|---|---|
| Old Parcel Number | 001480A000 |
| Street Address | 1019 S MAIN ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-3513 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | AF0 |
| Legal Description | PT CITY BLK 22 |
| Legal Range | 05E |
| Legal Township | 46N |
| Legal Subdivision | PARK CHAS SOUTH 04 |
| Legal Block | 22 |
| Legal Lot Number | 10 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LINDENWOOD |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 310502 |
1019 S Main St, a commercial property, is owned by two individuals who bought it in January 2003.
Source: St. Charles County records, as of March 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 33 NUMBER FOUR GREEN DR, SAINT CHARLES, MO 63303-3336 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 8, 2003 · Amount on File |
| Deed Sale | Jan 8, 2003 · Amount on File |
| Deed Document Number | 0031931671 |
| Deed Book / Page | 3193 / 1671 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 1019 S Main St was $5,730.
Source: St. Charles County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,730.00 | $81,654 | $255,171 Land $105,028 Building $150,143 |
| 2023 | $77,326 | ||
| 2022 | $241,644 Land $105,028 Building $136,616 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1019 S Main St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 22 (1979–2022) |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1019 S Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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