St. Charles County property record for 1014 S Main St, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,002 sqft · built 1935 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Last Sale | $298,800 (Apr 2020) |
| Tax Bill | $2,698 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 001360B000 |
| Primary APN | 001360B000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,002 sqft Living Area |
| Gross Area | 1,886 sqft |
| 1st Floor Area | 1,002 sqft |
| Basement Area | 884 sqft |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 25 sqft |
| Sewer | Connected |
|---|
| Account Number | 001360B000 |
|---|---|
| Street Address | 1014 S MAIN ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-3514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AB5 |
| Legal Description | PT CITY BLK 21 |
| Legal Subdivision | PARK CHAS SOUTH 04 |
| Legal Block | 21 |
| Legal Lot Number | 4 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LINDENWOOD |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 310502 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the St. Charles Historic District (Boundary Increase) listed 1987 · 1 contributing resources · NRIS 87000903 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1014 S Main St is owned and occupied by an individual who bought it in April 2020.
Source: St. Charles County records, as of August 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1014 S MAIN ST, SAINT CHARLES, MO 63301-3514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 13, 2020 · Amount on File |
| Deed Sale | Apr 13, 2020 · Amount on File |
| Prior Sale | Mar 31, 2008 · Amount on File |
| Deed Document Number | 2020228060 |
| Deed Book / Page | 7268 / 2112 |
| Prior Transfer Date | Mar 14, 2008 |
| Prior Transfer Doc | 0049590457 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 13, 2020 |
| Property Address | 1014 S MAIN ST, SAINT CHARLES, MO 63301-3514 |
| Document Number | 0072682112 |
| Book / Page | 7268 / 2112 |
| Instrument Date | Apr 6, 2020 |
| Instrument | 20200413000228060 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1014 S MAIN ST, SAINT CHARLES, MO 63301-3514 |
| Document Number | 20200413000228480 |
|---|---|
| Date | Apr 13, 2020 |
| Instrument | 20200413000228480 |
| Name | ST CHARLES COUNTY ECONOMIC DEVELOPM |
|---|---|
| Type | Non-Lending Institution |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Number | 0072682114 |
|---|---|
| Date | Apr 13, 2020 |
| Book Page | 7268/2114 |
| Instrument | 20200413000228070 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
The 2025 property tax bill for 1014 S Main St was $2,698, up 0.5% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $42,949 (-) | $226,049 (-) Land $158,120 Building $67,929 | |
| 2025 | $2,698.00 (+0.48%) | $42,949 | $226,049 Land $158,120 Building $67,929 |
| 2024 | $2,685.00 | ||
| 2023 | $41,736 | ||
| 2022 | $219,658 Land $158,120 Building $61,538 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1014 S Main St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 22 (1979–2022) |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1014 S Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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