1019 Rose Ave, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 1019 Rose Ave, Schenectady, NY 12303

Property Summary

Property Type	Single Family Home
Details	8 bd · 3 ba · 3,352 sqft · built 1956
Lot Size	0.45 acres (19,600 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (Dec 2025)
Tax Bill	$10,625 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Sep 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`013089 15.13-1-18`

Property Details

APN / Parcel Number

Primary APN	`013089 15.13-1-18`
Alternative APNs	`308901501300010180000000` `01501300010180000000`

Interior

Bedrooms	8 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,352 sqft Living Area
1st Floor Area	1,676 sqft
2nd Floor Area	1,676 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	19,600 sqft (0.45 acres)
Lot Dimensions	196 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	512 sqft
Porch	Slab
Porch Area	592 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01501300010180000000
Street Address	1019 ROSE AVE
City	SCHENECTADY
State	NY
Zip	12303-4815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	LOT 84
Legal Block	1
Legal Lot Number	18.000
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	3
Census Block	3031
Census Tract	14606

Owner

1019 Rose Ave is owned by two individuals who bought it in December 2025.

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	630 RANKIN AVE, SCHENECTADY, NY 12308-3423
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Deed of Trust, Mortgage · Conventional Mortgage PREMIUM MORTGAGE CORP
Sep 14, 2022	Deed of Trust, Mortgage · Line of Credit BROADVIEW FCU
Jan 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL COMMUNICATIONS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2025 · Amount on File
Deed Sale	Dec 18, 2025 · Amount on File
Prior Sale	Aug 1, 2002 · Amount on File
Deed Document Number	202523184
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	1019 ROSE AVE, SCHENECTADY, NY 12303-4815
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	PAC ABSTRACT AND TITLE SERVI

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	630 RANKIN AVE, SCHENECTADY, NY 12308-3423

Mortgage

Document Number	0000003185
Date	Dec 18, 2025
Instrument	R2025-23185

Lender

Name	PREMIUM MORTGAGE CORP
Type	Mortgage Company
Address	ROCHESTER, NY 14618

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	1019 ROSE AVE, SCHENECTADY, NY 12303-4815
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1019 ROSE AVE, SCHENECTADY, NY 12303-4815

Mortgage

Document Number	0000001187
Date	Sep 14, 2022
Instrument	R2022-21187

Lender

Name	BROADVIEW FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Aug 22, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	1019 ROSE AVE, SCHENECTADY, NY 12303-4815
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000580
Date	Jan 6, 2017
Instrument	R2017-00580

Lender

Name	CAPITAL COMMUNICATIONS FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 1019 Rose Ave was $10,625, down 0.9% from the year before.

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,625.00 (-0.87%)
2025	$10,718.00	$374,000 Land $75,000 Building $299,000	$498,667 Land $100,000 Building $398,667
2023		$374,000 (-) Land $75,000 Building $299,000	$440,000 (+7.06%) Land $88,235 Building $351,765
2022		$374,000 Land $75,000 Building $299,000	$410,989 Land $82,418 Building $328,571
2021	$10,025.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1019 Rose Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1019 Rose Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

May also be available: Hudson Valley Wireless, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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