1011 Rose Ave, Schenectady, NY 12303 Property Records

Albany County and Guilderland Town property record for 1011 Rose Ave, Schenectady, NY 12303

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,348 sqft · built 1953
Lot Size	0.648 acres (28,243 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (Aug 2024)
Tax Bill	$5,736 (2026)
Deeds & Mortgages	Dec 2022 Line of Credit Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`013089 15.13-1-14`

Property Details

APN / Parcel Number

Primary APN	`013089 15.13-1-14`
Alternative APNs	`308901501300010140000000` `01501300010140000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,348 sqft Living Area
1st Floor Area	1,348 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	28,243 sqft (0.648 acres)
Lot Dimensions	344 ft deep x 82 ft wide
Garage Type	Mixed
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01501300010140000000
Street Address	1011 ROSE AVE
City	SCHENECTADY
State	NY
Zip	12303-4815
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	LOT 88
Legal Subdivision	GARI ESTATES SUBDIVISION #3
Legal Block	1
Legal Lot Number	14.000
Jurisdiction	ALBANY NY
Township / Civil Division	GUILDERLAND
Census Block Group	3
Census Block	3031
Census Tract	14606

Owner

1011 Rose Ave is owned by an individual who bought it in August 2024.

Source: Albany County and Guilderland Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1502 BERYL WAY, WATERVLIET, NY 12189-2971
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2022	Deed of Trust, Mortgage · Line of Credit BROADVIEW FCU
Mar 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORP
Aug 13, 2024	Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Jul 9, 2020	Warranty Deed, Transfer · Conventional Mortgage SARATOGA NATIONAL BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2024 · Amount on File
Deed Sale	Aug 13, 2024 · Amount on File
Prior Sale	Mar 30, 2022 · Amount on File
Deed Document Number	202413295
Prior Transfer Date	Jun 26, 2020
Prior Transfer Doc	0000013776
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	1011 ROSE AVE, SCHENECTADY, NY 12303-4815
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1011 ROSE AVE, SCHENECTADY, NY 12303-4815

Mortgage

Document Number	0000009833
Date	Dec 28, 2022
Instrument	R2022-29833

Lender

Name	BROADVIEW FCU
Type	Credit Union
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Nov 30, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	1011 ROSE AVE, SCHENECTADY, NY 12303-4815
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4009 RYAN PL, SCHENECTADY, NY 12303-2819

Mortgage

Document Number	0000000632
Date	Mar 30, 2022
Instrument	R2022-8632

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

August 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBANY NY
Recording Date	Aug 13, 2024
Property Address	1011 ROSE AVE, SCHENECTADY, NY 12303-4815
Document Number	0000003295
Map Reference	MAP 2701 DR 145
Instrument Date	Aug 2, 2024
Instrument	R2024-13295
Transaction Type	Transfer
Record Updated	Mar 17, 2026
Title Company	SHAKER ABSTRACT AND TITLE LLC, SHAKER ABSTRACT & TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,320.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1011 ROSE AVE, SCHENECTADY, NY 12303-4815

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1502 BERYL WAY, WATERVLIET, NY 12189-2971

Mortgage

Document Number	0000003296
Date	Aug 13, 2024
Instrument	R2024-13296

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2054

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBANY NY
Recording Date	Jul 9, 2020
Property Address	1011 ROSE AVE, SCHENECTADY, NY 12303-4815
Document Number	0000003776
Map Reference	MAP 2701
Instrument Date	Jun 26, 2020
Instrument	R2020-13776
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$772.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1078 SHAVE RD, 1078, SCHENECTADY, NY 12303-5530

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1011 ROSE AVE, SCHENECTADY, NY 12303-4815

Mortgage

Document Number	0000003777
Date	Jul 9, 2020
Instrument	R2020-13777

Lender

Name	SARATOGA NATIONAL BANK & TRUST CO
Type	Bank
Address	SARATOGA SPRINGS, NY 12866

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 1011 Rose Ave was $5,736, up 0.2% from the year before.

Source: Albany County and Guilderland Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Guilderland Town
Unified School District	Guilderland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,736.00 (+0.17%)
2025	$5,726.00	$196,000 Land $39,000 Building $157,000	$261,333 Land $52,000 Building $209,333
2023		$196,000 (-) Land $39,000 Building $157,000	$230,588 (+7.06%) Land $45,882 Building $184,706
2022		$196,000 Land $39,000 Building $157,000	$215,385 Land $42,857 Building $172,528
2021	$5,120.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1011 Rose Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1011 Rose Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GUILDERLAND TOWN WD serves 30,000 people · EPA ID NY0100205
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880

May also be available: Hudson Valley Wireless, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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