Osceola County property record for 1019 Pennsylvania Ave, Saint Cloud, FL 34769
| Property Type | Clubs, Lodges, Professional Associations |
|---|---|
| Details | 6,300 sqft · built 1946 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $75,000 (Apr 2002) |
| Tax Bill | $1,353 (2025) |
| Deeds & Mortgages | Nov 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 77914 |
| Primary APN | 77914 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 15 Plumbing Fixtures |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 6,300 sqft Heated Area |
| 1st Floor Area | 6,300 sqft |
| Flooring | Tile |
| Interior Walls | Paneling |
| Year Built | Built 1946 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Flat |
| Roof Material | Rolled Roofing |
| Lot Area | 20,909 sqft (0.48 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Quonset Hut | 3,280 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 77914 |
|---|---|
| Street Address | 1019 PENNSYLVANIA AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-3747 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Clubs, Lodges, Professional Associations |
| Local Zoning Code | SCB1 |
| Legal Description | ST CLOUD PB B PG 34 BLK 163 LOT 19 THRU 24 2/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD DOWNTOWN BUSINESS DISTRICT |
| Legal Tract | 1 |
| Legal Block | 163 |
| Legal Lot Number | 19-24 20 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 43500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the St. Cloud Downtown Historic District listed 2023 · 177 contributing resources · NRIS 100009031 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Osceola County records, as of December 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1019 PENNSYLVANIA AVE, SAINT CLOUD, FL 34769-3747 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 4, 2002 · Amount on Record |
| Deed Sale | Apr 4, 2002 · Amount on Record |
| Deed Document Number | 0202801402 |
| Deed Book / Page | 02028 / 01402 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1019 PENNSYLVANIA AVE, SAINT CLOUD, FL 34769-3747 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0052331059 |
|---|---|
| Date | Nov 1, 2017 |
| Book Page | 5233/1059 |
| Instrument | 2017156683 |
| Name | CENTERSTATE BANK OF FLORIDA NA |
|---|---|
| Type | Bank |
| Address | SAINT CLOUD, FL 34771 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,353.00 (+10.27%) Additional exemption filed | $581,500 (+4.81%) Land $179,500 Building $402,000 | $581,500 (+4.81%) Land $179,500 Building $402,000 |
| 2023 | $1,227.00 (+9.85%) Additional exemption filed | $554,800 (+9.56%) Land $149,700 Building $405,100 | $554,800 (+9.56%) Land $149,700 Building $405,100 |
| 2022 | $1,117.00 Additional exemption filed | $506,400 Land $124,700 Building $381,700 | $506,400 Land $124,700 Building $381,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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