1018 Pennsylvania Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1018 Pennsylvania Ave, Saint Cloud, FL 34769

Property Summary

Property TypeBar, Tavern
Details2,058 sqft · built 1960
Lot Size0.161 acres (7,013 sqft)
OwnerCompany Name on File
Last Sale$530,000 (May 2018)
Tax Bill$2,487 (2025)
Deeds & MortgagesMay 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-26-30-0001-0162-0070

Property Details

APN / Parcel Number

Primary APN01-26-30-0001-0162-0070
Alternative APNs
  • 263001000101620070
  • 77895

Interior

Plumbing Fixtures5 Plumbing Fixtures
Total Rooms4 Rooms
Units2 Units
Stories1 Story
Building Area2,058 sqft Gross Area
1st Floor Area1,570 sqft
Office63 sqft
FlooringWood
Interior WallsPaneling

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1995
Architectural StyleCustom Design
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Fire ResistanceMasonry Walls, Wood Interior
Roof TypeSawtooth
Roof MaterialBuilt-Up Asphalt
Lot Area7,013 sqft (0.161 acres)
Lot Dimensions140 ft deep x 50 ft wide
Garage TypeCarport
Garage Area135 sqft
CarportCarport
Carport Area135 sqft
PorchOpen/Unfinished Porch
Porch Area190 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address1018 PENNSYLVANIA AVE
CitySAINT CLOUD
StateFL
Zip34769-3748
Property CategoryCommercial
Property TypeCommercial > Retail > Bar, Tavern
Local Zoning CodeSCB1
Legal DescriptionST CLOUD PB B PG 34 BLK 162 LOTS 7 & 8 2/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD 2ND PLAT TOWN OF
Legal Tract1
Legal Block162
Legal Lot Number7
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2006
Census Tract43500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the St. Cloud Downtown Historic District
listed 2023 · 177 contributing resources · NRIS 100009031

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1018 Pennsylvania Ave, a commercial property, is owned by a company that bought it in May 2018.

Source: Osceola County records, as of November 26, 2025

Owner of RecordCompany Name on File
Mailing Address6479 EVE ST, SAINT CLOUD, FL 34771-9475
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 17, 2018 · Amount on File
Deed SaleMay 17, 2018 · Amount on File
Prior SaleJul 3, 2008 · Amount on File
Deed Document Number201877995
Deed Book / Page5335 / 1492
Prior Transfer DateJun 24, 2008
Prior Transfer Doc0037070611
Record UpdatedJun 8, 2026

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 17, 2018
Property Address1018 PENNSYLVANIA AVE, SAINT CLOUD, FL 34769-3748
Document Number0053351492
Book / Page5335 / 1492
Map ReferenceMB B PG33&34
Instrument DateMay 15, 2018
Instrument2018077995
Transaction TypeTransfer
Record UpdatedAug 1, 2022
Title CompanyDOMINION TITLE CO

Transaction

AmountAmount on Record
Tax$3,710.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address201 VIRGINIA AVE, 201, SAINT CLOUD, FL 34769-2435

Transferred To (Grantee/Buyer)

NameVerified Name
Address1031 CHAMBERLIN TRL, SAINT CLOUD, FL 34772-7689

Mortgage

Document Number2018077996
DateMay 17, 2018
Instrument2018077996
Lender
NameCENTERSTATE BANK OF FLORIDA NA
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 1018 Pennsylvania Ave was $2,487, up % from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,487.00 (+0.04%)$139,000 Land $73,300 Building $65,700$139,000 Land $73,300 Building $65,700
2024$2,486.00 (-5.01%)
2023$2,617.00 (+10.8%)$148,200 (+12.87%) Land $61,100 Building $87,100$148,200 (+12.87%) Land $61,100 Building $87,100
2022$2,362.00$131,300 Land $50,900 Building $80,400$131,300 Land $50,900 Building $80,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1018 Pennsylvania Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1018 Pennsylvania Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 526 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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